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Find a Repton Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Repton? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Repton transaction at risk of delay or failure.

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Recently asked questions about conveyancing in Repton

Various online forums that I have come across warn that are the primary cause of obstruction in Repton house deals. Is there any truth in this?

The Council of Property Search Organisations (CoPSO) has noted the determinations of research by MoveWithUs that conveyancing searches do not feature amongst the most frequent causes of delays during the legal transfer of property. Searches are unlikely to feature in any slowing down conveyancing in Repton.

I'm buying my first flat in Repton with a loan from Godiva Mortgages Ltd. The sellers refused to reduce the price so I negotiated 6k of extras instead. The house builders rep advised me not disclose to my solicitor about the deal as it could jeopardize my loan with Godiva Mortgages Ltd. Is this normal?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

Yesterday I discovered that there is a flying freehold element on a house I have offered on two weeks back in what should have been a simple, no chain conveyancing. Repton is where the house is located. Is there any advice you can impart?

Flying freeholds in Repton are unusual but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Repton you must be sure that your lawyer goes through the deeds very carefully. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Repton may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.

How can the Landlord & Tenant Act 1954 impact my business premises in Repton and how can you help?

The particular law that you refer to provides security of tenure to business leaseholders, giving them the a statutory right to apply to court for a continuation of occupancy when the lease comes to an end. There are limited grounds that a landlord can refrain from granting a lease renewal and the rules are involved. We are happy to direct you to commercial conveyancing solicitors who use the act for protection and handle your commercial conveyancing in Repton

My husband and I are first time buyers - had an offer accepted, yet the selling agent told us that the vendor will only go ahead if we use their preferred lawyers as they want a ‘quick sale’. My instinct tells me that we should use a local solicitor accustomed to conveyancing in Repton

It is unlikely the vendors are behind this. If they require ‘a quick sale', alienating a motivated buyer is is going to put the whole deal at risk. Speak to the owners direct and make sure they understand (a)you are serious buyers (b)you are excited to move forward, with finances in place © you have nothing to sell (d) you wish to move quickly (e)however you will continue to appoint your own,trusted Repton conveyancing firm - rather thanthose that will earn the estate agent a commission or achieve conveyancing targets pre-set by head office.

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Find out more about how flying freehold can affect your the value of a property.