My husband and I are purchasing a newly constructed flat in Aston on Trent and my conveyancer is telling me that she has to the bank to disclose incentives from the builder. I am on a tight deadline to sign contracts and I have no desire to delay deal. Is my lawyer right?

You should not exchange unless you have been advised to do so by your lawyer. A precondition to being on a lender panel is to comply with the UK Finance Lenders’ Handbook requirements. The CML Conveyancing Handbook requires that your lawyer have the appropriate Disclosure of Incentive form completed by the developer and accepted by your lender.

I moved into my home on 3 March and my personal details are still not on the land registry website. Any reason for this? My conveyancing solicitor in Aston on Trent said it should be formalised in less than a month. Are transfers in Aston on Trent particularly slow to register?

As far as conveyancing in Aston on Trent is concerned, registration is no quicker or slower than anywhere else in the country. As opposed to being determined by geographic area, timeframes can adjust according to the party submitting the application, whether it is in order and if the Land registry communicate with any other parties. Currently roughly 80% of submission are fully dealt with within two weeks but some can be subject to longer delays. Historically registration is effected after the new owner has moved in to the property therefore 'speed' is not usually primary concern yet if there is a degree of urgency associated with the registration then you or your lawyers must communicate with the Registry to express the reasoning for the application to be prioritised.

I've recently found out that there is a flying freehold issue on a house I put an offer in a fortnight ago in what should have been a straight forward, chain free conveyancing. Aston on Trent is where the house is located. What do you suggest?

Flying freeholds in Aston on Trent are unusual but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Aston on Trent you would need to get your solicitor to go through the deeds thoroughly. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Aston on Trent may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.

My company is looking to lease a unit on the high street. Can you recommend lawyers offering fixed costs for non-domestic conveyancing in Aston on Trent for under £2000?

We can recommend firms who host a wealth of experience of commercial conveyancing in Aston on Trent, including the sale and acquisition of businesses as well as simply premises. Whether you are hoping to purchase or dispose of a shop, pub, restaurant, office, retail unit or a whole business we can find you the right lawyer. Regarding the costs this will depend on the structure and complexity of the proposed transaction. Let us have your contact information or phone us so that we may provide you with comprehensive commercial conveyancing calculation.

Me and my wife are disposing of a Aston on Trent ground floor flat left to us some years ago in 2012. I have over a decades worth of conveyancing knowledge and, although retired, wish to do the legal work. The purchaser's conveyancer has informed me that their mortgage company will not allow you to do your own conveyancing insisting the funds to be transferred to a solicitor's bank account.

Lending requirements to conveyancers from all CML members state that If the seller is not legally represented the borrower's lawyers should check whether the lender needs to be informed so that a decision can be made as to whether they are willing to progress.