We are purchasing a house in Aston on Trent. It might be a silly question but how we can trust a lawyer? On the day of competition we have to put funds into their account. What protection do we have from them run away with our deposit?

Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.

After much negotiation I have agreed a price on an apartment in Aston on Trent. My mortgage broker recommended their conveyancers. I paid an advanced payment of £175. Shortly after, the property lawyer called me to say that they were not on the Yorkshire BS conveyancing panel. Am I right in thinking that I should be due a refund?

You should be able to recover this from the law firm if they were not on the Yorkshire BS panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.

My offer on a property in Aston on Trent has been agreed to, but there is a chain. The owners have offered on a flat, however it’s not been accepted yet, and are looking at other apartments booked. I have chosen a nearby conveyancing solicitor in Aston on Trent. What should be my next step? At what stage do I apply for the mortgage with TSB?

It is normal to have concerns where there is a chain as you are unlikely to want to be too out of pocket too early (home loan application is in the region of one thousand pounds, then valuation, Aston on Trent conveyancing search fees, etc). First, you should check that your property lawyer is on the TSB conveyancing panel. Concerning the subsequent steps this very much dictated by the circumstances of your case, desire for the property and on the state of the market. During a hot market the majority of home buyers will apply for a home loan with TSB and pay for the valuation and only if it was satisfactory would they request their lawyer to press on with the conveyancing in Aston on Trent.

I bought my flat on 7 November and my personal details are still not registered. Any reason for this? My conveyancing solicitor in Aston on Trent advises it should be registered in less than a month. Are properties in Aston on Trent uniquely lengthy to register?

As far as conveyancing in Aston on Trent registration is no quicker or slower than anywhere else in the country. As opposed to being determined by geographic area, timescales can adjust subject to who lodges the application, whether it is in order and if the Land registry communicate with any 3rd persons or bodies. At present in the region of three quarters of submission are fully addressed within 12 days but some can be subject to longer hold-ups. Registration occurs once the new owner has moved in to the premises thus post completion formalities is not usually top priority yet if there is a degree of urgency associated with the registration then you or your lawyers can communicate with the Registry to express the reasoning for the application to be prioritised.

I am looking for a leasehold apartment up to £235,500 and found one round the corner in Aston on Trent I like with open areas and railway links nearby, the downside is that it's only got 51 years on the lease. There is not much else in Aston on Trent suitable, so just wondered if I would be making a grave error purchasing a lease with such few years left?

Should you require a home loan that many years may be problematic. Discount the offer by the expected lease extension will cost if not already taken into account. If the existing owner has owned the premises for a minimum of 2 years you may ask them to commence the lease extension formalities and then assign it to you. You can add 90 years to the existing lease term with a zero ground rent applied. You should consult your conveyancing solicitor about this matter.

I am using a search engine for the term conveyancing in Aston on Trent it shows results of many solicitorsin the vicinity. With so much choice what is the best way to find the suitable conveyancer for purchase transaction?

The preferential method of seeking a suitable conveyancer is through a trusted testimonial, so ask friends and family who have bought a property in Aston on Trent or the respected estate agent or mortgage broker. Costs for conveyancing in Aston on Trent vary, so it's a good idea to obtain a minimum of three fee calculations from different law firms. Be sure to seek confirmation that the charges are guaranteed not to to be inflated.

Looking forward to complete next month on a studio apartment in Aston on Trent. Conveyancing lawyers inform me that they are sending me a report on Monday. What should I be looking out for?

The report on title for your leasehold conveyancing in Aston on Trent should include some of the following:

Repair and maintenance of the premises The landlord’s rights to access the premises. You should be made aware that your landlord has rights of access as well as be informed how much notice must be provided. Responsibility for maintaining the window frames Information concerning the obligations as set out in the lease to pay service charges - in respect of the block, and the more general rights a lessee enjoys You should be advised what is to be regarded as a Nuisance as far as the lease is concerned

Aston on Trent Conveyancing for Leasehold Flats - Sample of Questions you should consider before buying

Does the lease include onerous restrictions? How is the lease structured? How long is the Lease?