It is 10 years ago since I purchased my home in Castle Donington. Conveyancing lawyers have recently been instructed on the sale but I can't track down my deeds. Will this cause complications?
Don’t worry too much. Firstly the deeds may be retained by the lender or they may be archived with the conveyancers who acted in the purchase. Secondly the likelihood is that the title will be registered at the land registry and you will be able to establish that you are the registered owner by your conveyancing solicitors obtaining current official copies of the land registers. Most conveyancing in Castle Donington involves registered property but in the rare situation where your property is not registered it adds to the complexity but is not insurmountable.
We hope to to purchase with Loughborough BS. We have called around locally but am unable to find a Castle Donington conveyancing firm on the Loughborough BS panel. Can you assist?
You should make use of the search tool on this page. Please choose the lender and type Castle Donington or your location and you will discover numerous conveyancers located in Castle Donington or nearest you.
We previously selected conveyancers locally in Castle Donington on the Bank of Ireland solicitor approved list. They have just invoiced me an additional sum for the legal aspects of the Bank of Ireland mortgage. Is this a supplemental conveyancing fee specified by Bank of Ireland?
As unfair as it may appear, as long as it’s in their Terms and Conditions or estimate then yes your lawyer can charge a fee for this. This fee is not set by Bank of Ireland but by your Castle Donington conveyancer. Some firms on the Bank of Ireland panel will charge an ‘acting for lender’ fee but many practices incorporate it on their overall fee.
How can we know in advance if a Castle Donington conveyancing solicitor on the Clydesdale panel is any good?
When it comes to conveyancing in Castle Donington seeking recommendations is a good starting point. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one advertising the lowest fees. We would always advocate that you speak with the solicitor carrying out your conveyancing.
After shopping around on the internet I have found a Castle Donington conveyancing practitioner having made sure that they are on the Skipton conveyancing panel. Does my lawyer arrange the survey of the property?
Skipton will need an independent valuation of the property. Your lawyer will not arrange this. Usually Skipton will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. Your property lawyer will not organise the survey but they may be able to put you in touch with a local one that they recommend. RICS offers a find a surveyor service (just google it) where you can search for a qualified surveyor by your Castle Donington postcode. As you are getting a mortgage with Skipton, you could contact them to see if they have a list of approved surveyors in Castle Donington.
What tools are available to identify a Castle Donington solicitor on the Platform Home Loans Ltd conveyancing panel? I drive a motor bike and am happy to travel upto 10kilometers to meet the solicitor.
You can use the search on this page. Please pick a lender and your location and you will see a number of Castle Donington conveyancing lawyers based on proximity. We have listed some Castle Donington conveyancing firms at the bottom of this page and you can telephone them to check whether they are on the Platform Home Loans Ltd approved list
I acquired a flat in Castle Donington last 5/4/2018 and to date it is still not registered with the Land Registry. It is part of a development site and my solicitor told me that it may take 12 months to register. I have called the Land Registry directly and they say that the initial application was cancelled due to questions not being addressed in time. Do I need to be concerned?
It is your conveyancer that you should get in touch with in order to satisfy any questions which have been raised as part of the registration process for your Castle Donington property. Normal Castle Donington conveyancing practice includes an undertaking on the part of the seller's lawyer that they will assist in resolving any requirements raised by HMLR so it may be a case of seeking to enforce that undertaking if necessary.