We were just about to exchange contracts for a property in Castle Donington. We encountered a stumbling block. The loan offer with The Mortgage Works runs out on 29/1/2026 but the vendors are suggesting a completion date of 2/2/2026. Is it possible to prolong the mortgage offer?

The best person to deal with your question is your lawyer who will hopefully determine if they better off negotiating with the mortgage company, vendor’s conveyancers, selling agents or possibly all parties given what has gone on in your conveyancing to date.

three months have elapsed since my purchase conveyancing in Castle Donington concluded. I have checked the Land Registry site which shows that I paid £175,000 when infact I paid £215,000. Why the discrepancy?

The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the premises from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.

I'm purchasing my first flat in Castle Donington with a mortgage from The Royal Bank of Scotland. The sellers would not move on the amount so I negotiated £7000 of additionals instead. The sale representative advised me not to tell my solicitor about the deal as it could impact my loan with The Royal Bank of Scotland. Do I keep my lawyer in the dark?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

How straightforward is it to use your search tool to select a conveyancing lawyer in Castle Donington on the panel for my bank?

Step one is to pick a mortgage company such as Nationwide Building Society, Norwich and Peterborough Building Society or Platform Home Loans Ltd then type in your location a common one being Castle Donington. Conveyancing firms in Castle Donington and across England and Wales will then be shown.

I have been sourcing a conveyancing practitioner in Castle Donington for my remortgage. Is it possible to see a firm’s record with the legal regulator?

You may review presented Solicitor Regulator Association (SRA) determinations resulting from inquisitions from 2008 onwards. Visit Check a solicitor's record. To find information about the period before 1 January 2008, or to check a firm's history, phone 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. For callers outside the UK, dial +44 (0)121 329 6800. The regulator could recorded telephone calls for training reasons.