I was informed recently by my estate agent that my Shepshed the law firm I have appointed is not on the mortgage company Conveyancing panel. What can I do to be sure that this is correct?
The best course of action for you to take is to contact your Shepshed lawyer directly. It is reasonable to expect your lawyer to advise you what has happened. If they are not on the panel they could put your in touch with solicitors on the approved list of lawyers for your lender.
Does a directory service exist listing Lloyds panel conveyancers in Shepshed on the UK Finance Lenders’ Handbook Website?
No. There is no such directory service on the Council of Mortgage Lenders or Building Society Association websites. Very few banks make their panel listings viewable online. If you are seeking to appoint a Shepshed solicitor on the Lloyds please use our tool.
I am purchasing a property in Shepshed. A rare aspect is that the roof has a solar panel. UBS have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?
As your lender is UBS your lawyer must follow the formal instructions contained in Section two of UK Finance Lenders’ Handbook for UBS. The CML Handbook includes minimum conditions for solar panel roof-space leases, and conveyancers are required to report to UBS where a lease does not meet these requirements. The requirements relate to the installation of panels on properties countrywide and is not isolated to Shepshed.
I am due to exchange contracts on my apartment. I had a double glazing fitted in September 2010, but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's lender, HSBC are being a right pain. The Shepshed solicitor who is on the HSBC conveyancing panel is happy to accept ‘lack of building regulation’ insurance but HSBC are insisting on a building regulation certificate. Why do HSBC have a conveyancing panel if they don't accept advice from them?
It is probably the case that HSBC have referred the matter to their valuer. The reason why HSBC may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
I am selling our property in Shepshed and the buyers lawyers are claiming that there is a risk of it being constructed on contaminated land. Any high street Shepshed conveyancer would know this is not the case. It does beg the question why the purchasers used an internet conveyancing outfit rather than a conveyancing solicitor in Shepshed. Having lived in Shepshed for 4 years we know of no issue. Is it a good idea to contact our local Authority to seek confirmation that there is no issue.
It sounds as though you may have a conveyancing firm currently acting for you. What do they say? You need to check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same ailment)
Is it simple use your search facility to get a quote from a conveyancing lawyer in Shepshed on the approved list for my lender?
Step one is to pick a bank such as National Westminster Bank, Virgin Money or Bank of Ireland then choose your location for instance Shepshed. Conveyancing practices in Shepshed and nationally will then be listed.
I need to retain a conveyancing solicitor for my conveyancing in Shepshed. I have discover a site which seems to have the ideal solution If there is a chance to get all formalities done via web that would be ideal. Do I need to be concerned? What should out be looking out for?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?