Me and my wife are acquiring a flat in Hathern. My property lawyer is not on the mortgage company approved panel. Is it possible for me to use my Hathern conveyancing solicitor notwithstanding that they are excluded from the lender approved list?

One must appoint a conveyancer to deal with the legal work required if you need a loan to purchase your property. They will carry out all the relevant due diligence on the property, ensuring that you’re registered as proprietor and ensure that all the required mortgage documentation is in order. You may appoint a Hathern lawyer of your choosing. Nevertheless, where the solicitor appointed is not a member of the mortgage company solicitor panel supplemental fees will arise as separate legal representation will be need by the lender. Bank panel applications may be submitted, so provided your solicitor has not previously applied for membership they should take the opportunity to apply.

We were just about to exchange contracts for a ground floor flat in Hathern. We encountered a stumbling block. The loan offer with Barnsley Building Society runs out on 27/4/2026 but the sellers are suggesting a completion date of 29/4/2026. Can one prolong the mortgage offer?

The best person to deal with your issue is your lawyer who should calculate if they should be discussing with the bank, owner’s representatives, estate agents or indeed all parties taking into account the history of your conveyancing to date.

Do I need to attend the offices of the solicitor to execute the mortgage deed? If so, I will appoint a lawyer who conducts conveyancing in Hathern so that I can pop in to their offices if necessary.

As opposed to 12 years ago, almost all mortgage companies no longer oblige their conveyancing panel lawyer to witness the borrowers signature. It will still be necessary for you to provide identification documents and there are still distinct advantages to choosing a local ayer, in your situation a conveyancing solicitor in Hathern.

I'm converting the mortgage on my current property to a buy to let mortgage with Leeds Building Society and intend to use the remaining equity as a down payment on another property. The location we are looking at is Hathern. Will your lawyers be able to act for both sets of banks and link together the transactions?

Make use of our comparison tool on this page to check that the lawyers are on the appropriate lender panels. Having checked that they are your conveyancer will be able to connect the two deals but you should have a chat with you solicitor and make apparent your desired outcome and requirements.

What advice can you give us when it comes to appointing a Hathern conveyancing firm to deal with our lease extension?

If you are instructing a conveyancer for lease extension works (regardless if they are a Hathern conveyancing practice) it is essential that he or she should be familiar with the legislation and specialises in this area of work. We recommend that you make enquires with two or three firms including non Hathern conveyancing practices prior to instructing a firm. Where the conveyancing practice is ALEP accredited then that’s a bonus. The following questions could be helpful:

If they are not ALEP accredited then what is the reason? What are the legal fees for lease extension work?

I am the registered owner of a basement flat in Hathern, conveyancing was carried out in 2012. Can you give me give me an indication of the likely cost of a lease extension? Comparable flats in Hathern with a long lease are worth £211,000. The ground rent is £45 levied per year. The lease ends on 21st October 2093

With 67 years unexpired we estimate the premium for your lease extension to range between £10,500 and £12,000 as well as professional fees.

The suggested premium range above a general guide to costs for renewing a lease, but we are not able to supply the actual costs in the absence of detailed due diligence. Do not use this information in a Notice of Claim or as an informal offer. There are no doubt additional concerns that need to be considered and clearly you want to be as accurate as possible in your negotiations. Please do not take any other action placing reliance on this information without first seeking the advice of a professional.