lenderpanel

Find a Whitwick Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Whitwick? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Whitwick conveyancing at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Whitwick conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Whitwick

I am purchasing a new build flat in Whitwick. Conveyancing solicitors are said to be ‘a necessary evil’ but can I do it myself?

Leaving aside the complexities and merits of DIY conveyancing in Whitwick you will have to appoint a solicitor on your lender's conveyancing panel to look after their interests. Most people therefore find it easier to let the solicitor act for them and the lender. Furthermore there is minimal cost savings to be made in you doing conveyancing for yourself and another lawyer conducting the conveyancing for the lender. Please feel free to use the search tool to find a lawyer on your lender panel in Whitwick.

I am assisting my niece sell her flat in Whitwick. Will the conveyancer arrange the EPC or it is for the owner to see to?

After the demise of Home Packs, EPC’s was maintained a mandatory part of selling a property. An energy performance certificate needs to be commissioned in advance of the property being marketed. This is not something that solicitors ordinarily organise. If you are instructing a Whitwick conveyancing solicitor they may help arrange energy performance certificates due to their contacts with long established local providers

When it comes to lenders such as Kent Reliance, do Whitwick conveyancing practitioners incur a fee to be on the list of approved solicitors?

We are unaware of any lender fees to be on their list of approved firms, although some do charge an administration fee to deal with the processing of the conveyancing panel application.

The mortgage over my property is with Aldermore for my property in Whitwick. Conveyancing has been completed months ago. In the event that I decide to rent out the flat and do not currently have a buy-to-let mortgage do I need to remortgage to a BTL mortgage or inform Aldermore?

You must advise Aldermore before renting your property as this is likely to be a breach of Aldermore’s mortgage conditions. It may be that Aldermore will permit you to let out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Aldermore directly. It should not be necessary to do this via a Aldermore conveyancing panel lawyer.

What does a local search inform me about the property we're buying in Whitwick?

Whitwick conveyancing often commences with the ordering local authority searches directly from your local Authority or through a personal search organisations for example Onsearch The local search is essential in every Whitwick conveyancing purchase; that is if you wish to avoid any unpleasant once you have moved into your property. The search will provide data on, amongst other things, details on planning applications applicable to the property (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of thirteen topic areas.

In sourcing the web for the term cheap conveyancing in Whitwick it shows results of many solicitorsin the vicinity. With so much choice what is the best way to find the suitable conveyancer for the sale of my house?

The ideal way of finding the right conveyancer is via personal recommendation, so seek the guidance of colleagues and those you trust who have acquired a property in Whitwick or the respected estate agent or financial adviser. Charges for conveyancing in Whitwick vary, so it's a good idea to secure at least three fee estimates from different solicitors. Dont forget to clarify that the fees are fixed.

My wife and I purchased a leasehold flat in Whitwick. Conveyancing and Nottingham Building Society mortgage organised. I have received a letter from someone saying they have taken over the freehold. Attached was a ground rent demand for rent dating back to 1996. The conveyancing practitioner in Whitwick who previously acted has now retired. Do I pay?

First make enquiries of HMLR to make sure that this person is in fact the registered owner of the freehold reversion. You do not need to incur the fees of a Whitwick conveyancing lawyer to do this as it can be done on-line for a few pound. Rest assured that regardless, even if this is the rightful landlord, under the Limitation Act 1980 the limitation period for recovery of ground rent is six years.

I invested in buying a 2 bed flat in Whitwick, conveyancing formalities finalised half a dozen years ago. Can you give me give me an indication of the likely cost of a lease extension? Corresponding flats in Whitwick with a long lease are worth £181,000. The average or mid-range amount of ground rent is £55 invoiced every year. The lease comes to an end on 21st October 2068

With just 50 years remaining on your lease we estimate the premium for your lease extension to range between £31,400 and £36,200 plus professional fees.

The suggested premium range that we have given is a general guide to costs for extending a lease, but we are not able to advice on a more accurate figure in the absence of detailed investigations. Do not use the figures in tribunal or court proceedings. There are no doubt additional issues that need to be taken into account and clearly you should be as accurate as possible in your negotiations. You should not take any other action placing reliance on this information without first seeking the advice of a professional.

Last updated

Find out more about how flying freehold can affect your the value of a property.