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Find a Anstey Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Anstey? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Anstey transaction at risk of delay or failure.

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Recently asked questions about conveyancing in Anstey

I'm in the process of porting my current residential home loan to a BTL Nationwide Building Society mortgage. I was told by my mortgage that I need a lawyer as part of the process. I had a chat my past Anstey conveyancing firm who dealt with the legals when I first bought the property. The fee calculation sent of just over five hundred pounds has shocked me as its a remortgage than a sale or purchase.

The estimate fees seem a little high. If you you were to look around you may be able to get the conveyancing a bit cheaper by perhaps a hundred pounds. On the other hand, assuming were pleased with the conveyancing the firm provided you mightlive to rue choosing an an untested solicitor. Don't forget to enquire that the conveyancer can also act for Nationwide Building Society. You can utilise our search tool to choose a Anstey conveyancing firm on the Nationwide Building Society approved list of lawyers, which can often include conveyancing solicitors in Anstey.

Can you explain why leasehold purchase conveyancing in Anstey costs more?

In short, leasehold conveyancing in Anstey and elsewhere usually necessitates more due diligence compared to freehold conveyancing. This includes analysing the lease terms, liaising with the landlord concerning the service of applicable notices, securing current service charge and management information, securing the freeholder’s consents and reviewing management accounts. The obligations on both the landlord and the tenant in the lease need to be studied by the buyer’s conveyancing team and read from beginning to end – regardless of the fact the lease has passed through many different property solicitors hands since it was first entered into.

My uncle advised me that in purchasing a property in Anstey there could be various restrictions affecting the ability to carry out external alterations to the property. Is this right?

There are anumerous of properties in Anstey which have some sort of restriction or requirement of consent to carry out external changes. Part of the conveyancing in Anstey should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.

When it comes to mortgage companies such as Nationwide, do Anstey conveyancers incur an annual charge to be on the list of approved solicitors?

We are not aware of any lender fees to register on their panel, although some do charge an administration fee to deal with the processing of the conveyancing panel submission.

Our sealed bid on a house in Anstey has been accepted, but there is a chain. The sellers have placed an offer on a flat, however it’s not been accepted yet, and are looking at other properties booked. I have selected a bricks and mortar conveyancing solicitor in Anstey. What should be my next step? When should I get the mortgage application with Virgin Money going?

It is understandable to have apprehensions where there is a chain as you are unlikely to want to be too out of pocket prematurely (mortgage application is approx one thousand pounds, then survey, Anstey conveyancing search fees, etc). First, you should check that your conveyancing practitioner is on the Virgin Money conveyancing panel. Regarding the subsequent steps this very much depends on the circumstances of your transaction, motivation for this property and on the state of the market. During a hot market many home buyers would apply for the mortgage with Virgin Money and pay for the valuation and only if it was satisfactory would they ask their conveyancer to proceed with searches.

I used Stirling Law several years ago for my conveyancing in Anstey. Now, I need the files but the law firm has closed. What do I do?

You should call the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Anstey of the conveyancing firm of solicitors you previously used, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.

I've recently found out that there is a flying freehold element on a house I have offered on two weeks back in what was supposed to be a straight forward, chain free conveyancing. Anstey is the location of the property. Can you shed any light on this issue?

Flying freeholds in Anstey are unusual but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Anstey you must be sure that your lawyer goes through the deeds thoroughly. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Anstey may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.

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Find out more about how flying freehold can affect your the value of a property.