It is 10 years ago since I purchased my property in Glenfield. Conveyancing lawyers have just been retained on the sale but I can't locate the title documents. Is this a major issue?
You need not be too concerned. First the deeds may be with your mortgage company or they could be in the possession of the solicitor who oversaw the purchase. Secondly in most cases the title will be registered at the land registry and you will be able to establish that you own the property by your conveyancing lawyers obtaining up to date copy of the land registers. Almost all conveyancing in Glenfield involves registered property but in the unlikely event that your property is not registered it is more of a problem but is not insurmountable.
Do I need to pay for insurance to protect me from financial exposure to chancel repairs when acquiring a property in Glenfield?
Unless a prior acquisition of the house took place post 12 October 2013 you may take it that solicitors conducting conveyancing in Glenfield to continue to propose a a chancel search and or chancel repair liability policy.
I am buying a new build house in Glenfield with a loan from The Royal Bank of Scotland. The sellers would not reduce the amount so I negotiated 6k of fixtures and fittings instead. The sale representative suggested that I not to tell my lawyer about this side-deal as it would put at risk my loan with The Royal Bank of Scotland. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
How do I search for a Glenfield solicitor on the Barnsley Building Society conveyancing panel? I have wheels and am prepared to travel upto 20miles to meet the lawyer.
Feel free to make use of the tool on this page. Please choose the mortgage company and your location and you will see a number of Glenfield conveyancing lawyers locally. We have listed some Glenfield conveyancing firms at the bottom of this page and you can call them to verify if they are on the Barnsley Building Society member panel
To what extent are Glenfield conveyancing solicitors under an obligation to the Law Society to issue clear conveyancing figures?
Contained within the Solicitors Code of Conduct are specific rules and regulations as to how the Solicitors Regulation Authority (SRA) allow solicitors to publicise their charges to clients.The Law Society have practice note giving advice on how to publicise transparent charges to avoid breaching any such rule. Practice notes are not legal advice issued by the Law Society and is not to be interpreted as the only standard of good practice a conveyancing solicitor should adhere to. The Practice Note does, however, represent the Law Society’s perspective of acceptable practice for publicising conveyancing charges, and accordingly it’s a recommended read for any solicitor or conveyancer in Glenfield or or elsewhere in the country.