Souldinstructing a Glenfield conveyancing practice make my purchase more efficient?
In the main conveyancing lawyers in your area will have good alliances with your local authority, which could assist with the Glenfield conveyancing searches that your solicitor will require on your transaction. It can only assist if they have strong relationships with the Land Registry covering your area Glenfield, other property lawyers in the location and Glenfield Estate Agents.
Our lawyer has identified a a problem with the lease for the apartment we are buying in Glenfield. The other side have offered title insurance as a solution. We are happy with insurance and will pay for it. Our property lawyer says that he must ensure that the mortgage company is happy with this solution. Who is the client here, us or the lender?
The short answer to your last question is that, notwithstanding the potential for a conflict of interest, you and the mortgage company are the client. Your property lawyer must comply with the UK Finance Lenders’ Handbook conditions. The UK Finance Lenders’ Handbook conditions require your lawyer to disclose issues such as defects with the lease so that the lender can be afforded the opportunity to check with their valuer as to the extent that the value of the property is affected. Should you refuse to allow your lawyer to make the appropriate notification then your conveyancer will have no choice but to discontinue acting for you.
My husband and I are buying a newly converted apartment in Glenfield with a homeloan from Norwich and Peterborough Building Society.We use our Glenfield conveyancing practitioner but Norwich and Peterborough Building Society informed us she’s not on their approved list of member firms. It seems we have little choice but to instruct a Norwich and Peterborough Building Society panel lawyer or retain our preferred solicitor and fork out for a Norwich and Peterborough Building Society panel lawyer to act for them. We feel as though this is unjust; is there anything we can do?
Unfortunately,no. The loan offered to you is subject to its various provisions, one of which will be that conveyancers will be on the Norwich and Peterborough Building Society approved list. Until recently, most banks had large numbers of solicitors on their panels: a borrower could find one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. Another option that might be available is for your lawyer to apply to be on the conveyancing panel for Norwich and Peterborough Building Society
In what way does the Landlord & Tenant Act 1954 affect my commercial premises in Glenfield and how can your lawyers assist?
The 1954 Act gives a safeguard to business tenants, granting the a statutory right to apply to court for a continuation of occupancy at the end of an expired lease. There are limited grounds where a landlord can refrain from granting a lease renewal and the rules are complicated. Fees are different for commercial conveyancing. Glenfield is one of the numerous areas of the UK in which our lawyers have offices
My a decade ago. He has been married, divorced and in recent months got married again. He will be marketing the apartment next summer. I suspect that he will simply be requested to provide a copy of the marriage certificates to the solicitor however he is anxious it will delay the conveyancing. Should he appoint a solicitor to update the Land Registry details for the house?
The is no need to bring up to date the register providing you have the evidence needed to demonstrate how the name change has come about.
The purchaser’s conveyancer should examine the registered details and need evidence to prove the change of name for instance marriage documentation.