My partner and I intend to remortgage our apartment in Blaby with Santander. We have a son 19 who lives with us. Our solicitor requested us to identify any adults other than ourselves who reside at the property. The solicitor has now sent a form for our son to sign, waiving any legal rights in the event that the property is forfeited by the lender. I have a couple of questions (1) Is this form unique to the Santander conveyancing panel as he never had to sign this form when we remortgaged 3 years ago (2) In signing this form is our son in any way compromising his right to inherit the property?
First, rest assured that your Santander conveyancing panel solicitor is doing the right thing as it is established procedure for any occupier who is aged 17 or over to sign the necessary Consent Form, which is purely to state that any rights he has in the property are postponed and secondary to Santander. This is solely used to protect Santander if the property were re-possessed so that in such circumstances, your son would be legally obliged to leave. It does not impact your son’s right to inherit the apartment. Please note that if your son were to inherit and the mortgage in favour of Santander had not been discharged, he would be liable to take over the loan or pay it off, but other than that, there is nothing stopping him from keeping the property in accordance with your will or the rules of intestacy.
How up to date is your database of Blaby solicitors on the TSB conveyancing panel? Do TSB send you an updated list?
Blaby conveyancing firms themselves provide us confirmation that they are on the TSB conveyancing panel as opposed to being supplied with a list from TSB directly.
Have completed on a a terraced house in Blaby , What is the estimated time for the Land Registry to record my ownership? My Blaby conveyancing solicitor has been very slow, so I want to be sure the registration is concluded.
There is nothing unique when it comes to conveyancing in Blaby registration formalities. As opposed to being determined by geographic area, timescales can adjust according to the party submitting the application, whether it is in order and if the Land registry must send notices to any interested parties. As of today in the region of three quarters of submission are completed within 12 days but occasionally there can be protracted hold-ups. Registration takes place once the buyer has moved in to the property so an expedited registration is not usually primary concern but where there is a degree of urgency associated with the registration then you or your lawyers can communicate with the Registry to express the reasoning for an expedited registration.
How difficult is it to switch firm as I need to choose a firm on the Godiva Mortgages Ltd conveyancing panel. I was using a family conveyancing solicitor in Blaby round the corner but she is not approved by Godiva Mortgages Ltd
It would be our pleasure to help you find a conveyancing solicitor in Blaby on the Godiva Mortgages Ltd panel. Please note that the property lawyers that we on the directory do not pay us fee if you instruct them and are registered with the Solicitors Regulation Authority who regulate all conveyancing solicitors in Blaby. In making use of the find a conveyancing solicitor tool on this site, you can compare and instruct different solicitors and conveyancers both nationally and in Blaby.
My aunt purchased her house in Blaby 7 years past. She has since got married, widowed and has recently remarried. She intends to sell the house in a few months. I think she will simply be need to provide a copy of her marriage papers to the lawyer however she is concerned it will delay the conveyancing. Should she appoint a conveyancing practitioner to update the title details for the property?
You are not required to update the register on the basis that you have the proof required to show how the change of name has come about.
Any buyer’s solicitor should review the land registry details and require evidence by way of proof of the change of name for example marriage certificates.