My fiance and I are purchasing a 2 bedroom flat in Rothley with a loan from National Westminster Bank.We use our Rothley conveyancing practitioner but National Westminster Bank informed us she’s not listed on their "panel". It seems we have no choice but to instruct a National Westminster Bank panel firm or keep our high street solicitor and fork out for one of their panel ones to represent them. We feel as though this is unjust; is there anything we can do?

No, not really. The mortgage offered to you is subject to its various provisions, one of which will be that conveyancers must be on the National Westminster Bank solicitor panel. in the past, most banks had large numbers of law firms on their panels: a borrower could find one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. Another option that might be available is for your solicitors to apply to be on the conveyancing panel for National Westminster Bank

I am purchasing a property and the lawyer has identified Chancel Repair for which the house may be obligated to pay because it falls into the area of such a church. He has suggested insurance. Is this really required for conveyancing in Rothley

Unless a previous acquisition of the property took place after 12 October 2013 you can assume that conveyancing practitioners delivering conveyancing in Rothley to continue to propose a a chancel search and or chancel repair liability policy.

It has been 4 months since my purchase conveyancing in Rothley took place. I have checked the Land Registry website which shows that I paid £200,000 when infact I paid £160,000. Why the discrepancy?

The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the residence from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.

In scouring the world wide web for the phrase conveyancing in Rothley it reveals many solicitorsin the area. With so much choice what is the best way to find the suitable solicitor for purchase transaction?

The preferential way of choosing a suitable conveyancer is via trusted testimonial, so ask friends and those you trust who have bought a property in Rothley or a local estate agent or financial adviser. Costs for conveyancing in Rothley vary, so it's a good idea to obtain at least three quotes from different solicitors. Dont forget to clarify that the fees are fixed.

The conveyancers carrying out our conveyancing in Rothley has forwarded papers to review that indicate that the land is unregistered with epitome documents. Why is the property not registred at HMLR?

It is unusual for premises in Rothley not to be registered. An 'epitome' is basically a dossier of photocopies of documents affecting an unregistered title. Many Rothley conveyancing lawyers will be familiar with this type of conveyancing but where uncertainty prevails the usual proposition nowadays is for the current owners to deal with the registration formalities first and subsequently deal with the dispose of the property to the purchaser - this undoubtedly cause a prolonged transaction.