Are the Sileby conveyancing solicitors identified as being on the Lloyds conveyancing panel, together with their details provided by Lloyds?

Sileby conveyancing firms themselves provide us confirmation that they are on the Lloyds conveyancing panel as opposed to being supplied with a list from Lloyds directly.

Due to the guidance of my in-laws I had a survey completed on a house in Sileby ahead of instructing solicitors. I have been advised that there is a flying freehold overhang to the house. The surveyor advised that some mortgage companies will refuse to give a mortgage on such a property.

It depends who your proposed lender is. Lloyds has different instructions from Halifax. If you e-mail us we can check with the relevant lender. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Sileby. Conveyancing may be slightly more expensive based on your lender's requirements.

Are there any apps to help search for a Sileby law firm on the Alliance & Leicester conveyancing panel? I am a keen cyclist and am happy to travel upto 20miles to meet the lawyer.

You can use the facility on this website. Please choose the lender and your location and you will see a number of Sileby conveyancing lawyers located nearest you. We have listed some Sileby conveyancing firms at the bottom of this page and you can telephone them to verify if they are on the Alliance & Leicester member panel

Can you provide any top tips for leasehold conveyancing in Sileby with the intention of expediting the sale process?

• Much of the delay in leasehold conveyancing in Sileby can be reduced if you instruct lawyers the minute you market your property and request that they start to collate the leasehold information which will be required by the purchasers’ solicitors.
Some Sileby leases require Landlord’s consent to the sale and approval of the buyers. If this applies to your lease, you should place the estate agents on notice to make sure that the purchasers obtain bank and professional references. The bank reference should make it clear that the buyer is financially capable of paying the annual service charge and the actual amount of the service charge should be quoted in the bank’s letter. You will therefore need to provide your estate agents with the actual amount of the service charge so that they can pass this information on to the buyers or their solicitors. You may think that you are aware of the number of years left on your lease but it would be advisable verify this via your solicitors. A purchaser's lawyer will not be happy to advise their client to where the lease term is less than 75 years. In the circumstances it is essential at an early stage that you consider whether the lease requires a lease extension. If it does, contact your solicitors before you put your home on the market for sale. If you are supposed to have a share in the freehold, you should make sure that you hold the original share certificate. Obtaining a replacement share certificate can be a lengthy process and frustrates many a Sileby conveyancing deal. If a duplicate share is required, do contact the company director and secretary or managing agents (where applicable) for this sooner rather than later.

Sileby Leasehold Conveyancing - Examples of Questions you should ask Prior to buying

Be sure to find out if there are any onerous prohibitions in the lease. For instance some leases prohibit pets being allowed in certain buildings in Sileby. If you love the propertyin Sileby however your dog can’t move with you then you have a very difficult compromise. What is the annual service fee and ground rent? It would be prudent to find out as much as you can about the company managing the building as they will affect your use and enjoyment of the property. Being a leasehold owner you will be at the mercy of the managing agents from a financial perspective and when it comes to daily matters such as the cleanliness of the common parts. You should not be afraid to ask prospective neighbours if they are happy with them. On a final note, investigate as to the dates that the service fees are due to the managing agents and specifically how they are spending that money.

Is it the case that all Sileby solicitors on every lender conveyancing panel?

The Lexsure search tool on this page may be of use or you can drop into your high street lender branch in Sileby. Chances are that they will know some good conveyancing solicitors in Sileby