We see that you have a search directory identifying solicitors on the Aldermore conveyancing panel. Do firms pay you a referral fee if I retain them for our own conveyancing in Mountsorrel?
We are a listing service only for law firms wishing to communicate if they are on the Aldermore conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Mountsorrel.
When looking at online forums for a cheap solicitor in Mountsorrel, many say that I must instruct a CQS accredited lawyer. Can you explain what CQS is?
Mountsorrel Conveyancing Quality Scheme law firms have been granted certification by the law Society CQS was created to promote high standards in the home legal process. CQS helps house movers to identify practices who provide a quality residential conveyancing. Mountsorrel is one of the many areas in England and Wales in which accredited firms are based. The conveyancing scheme obliges law firms to undergo a strict assessment, compulsory training, self-reporting, spot checks and yearly assessments in order to maintain CQS status. It is available to solicitors and not licensed conveyancers and has the support of the Association of British Insurers.
Due to the advice of my in-laws I had a survey completed on a house in Mountsorrel before instructing solicitors. I have been told that there is a flying freehold element to the property. Our surveyor has said that some banks may not give a mortgage on this type of property.
It depends who your proposed lender is. HSBC has different instructions from Birmingham Midshires. If you e-mail us we can check with the appropriate lender. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Mountsorrel. Conveyancing may be slightly more expensive based on your lender's requirements.
Last July I purchased a leasehold property in Mountsorrel. Do I have any liability for service charges relating to a period prior to completion of my purchase?
Where the service charge has already been demanded from the previous lessee and they have not paid you would not usually be personally liable for the arrears. However, your landlord may still be able to take action to forfeit the lease. A critical element of leasehold conveyancing for your conveyancer to be sure to have an up to date clear service charge receipt before completion of your purchase. If you have a mortgage this is likely to be a requirement of your lender.
If you purchase part way through an accounting year you may be liable for charges not yet demanded even if they relate to a period prior to your purchase. In such circumstances your conveyancer would normally arrange for the seller to set aside some money to cover their part of the period (usually called a service charge retention).
Mountsorrel Conveyancing for Leasehold Flats - A selection of Questions you should ask Prior to Purchasing
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The prefered form of lease structure is where the freehold title is in the ownership of the leaseholders. In this arrangement the lessees enjoy control and notwithstanding that a managing agent is frequently retained if it is larger than a house conversion, the managing agent acts for the leaseholders themselves. The majority of Mountsorrel leasehold apartments will incur a service bill for maintenance of the block levied by the management company. Where you purchase the flat you will have to pay this contribution, usually periodically during the year. This could vary from several hundred pounds to thousands of pounds for buildings with lifts and large communal grounds. In all probability there will be a ground rent for you to pay annual, normally this is not a significant figure, say around £25-£75 but you should to enquire as occasionally it could be many hundreds of pounds.
A conveyancing company dealt with my conveyancing in Mountsorrel half a dozen years ago having retained my title documents but has since been shut down – What can I do to retreive them?
Deeds, as such, no longer exist as the majority of homes in Mountsorrel are recorded electronically at Land Registry. Should you need to show evidence of proprietorship or are disposing of or refinancing your conveyancing practitioner should obtain up to date copies of the register from the Land Registry in any case.
If you feel there may be other documents or you have any other queries please e-mail your request with details of the transaction and documents you need to filerequest@clc-uk.org. The CLC will let you know what information they have and any additional information they may need before they are in a position to identify and send the documents to you. Following an intervention it may take some time for the CLC to access archived files and documents, but your request will be actioned with reasonable haste.