I am hoping to receive a offer of a home loan from Halifax. I would like to retain the legal services of a Licensed Conveyancer in Long Eaton. Does the Halifax Conveyancing panel exclude conveyancers regulated by the CLC?
The Halifax conveyancing panel is, like many other lenders, represented by the Council or Mortgage Lenders or BSA, open to Licensed Conveyancers regulated by the CLC.
Will lawyers ask for an advanced payment for my conveyancing in Long Eaton?
Where you are retaining lawyers for conveyancing in Long Eaton your solicitor will ask you put them with monies to cover the the cost of the conveyancing searches. This will be the total of the cost of the Local Authority Search. When the deposit is payable against the total price then this will be asked for shortly prior to contracts are exchanged. Any further balance that is needed should be sent to your lawyer shortly before completion.
We are selling our home in Long Eaton and the buyers lawyers are claiming that there is a risk of it being built land that was not decontaminated. Any high street Long Eaton conveyancer would know that there is no such problem. For the life of me I don't know why the buyers used a factory type conveyancing practice as opposed to a conveyancing solicitor in Long Eaton. We have lived in Long Eaton for six years we know of no issue. Do we get in touch with our local Authority to obtain confirmation that there is no issue.
It sounds as though you may have a conveyancing solicitor currently acting for you. Are they able to advise? You must enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same ailment)
My wife and I purchased a terraced Georgian house in Long Eaton. Conveyancing solicitor acted for me and Clydesdale. I happened to do a free search for it on the Land Registry database and I saw a couple of entries: the first freehold, another for leasehold under the exact same address. Is it worth asking Clydesdale to clarify?
You should read the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Long Eaton and other areas of the country and poses no real issues for owners other than when they sell they have to account for both freehold and leasehold interests when dealing with mortgage companies. You can also check the situation with the conveyancing lawyer who carried out the work.
How does conveyancing in Long Eaton differ for new build properties?
Most buyers of new build property in Long Eaton come to us having been asked by the builder to sign contracts and commit to the purchase even before the premises is finished. This is because developers in Long Eaton tend to purchase the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Long Eaton or who has acted in the same development.