How up to date is your database of Bilborough solicitors on the Santander conveyancing panel? Do Santander send you an updated list?
Bilborough conveyancing firms themselves provide us confirmation that they are on the Santander conveyancing panel as opposed to being supplied with a list from Santander directly.
We are buying a property and the solicitor has referenced Chancel Repair to which the house may be liable as it falls into the area of such a church. She has suggested insurance. Is this strictly required for conveyancing in Bilborough
Unless a previous purchase of the property completed after 12 October 2013 you may assume that conveyancing practitioners carrying out conveyancing in Bilborough to continue to suggest a chancel search and or insurance against a claim.
How does conveyancing in Bilborough differ for new build properties?
Most buyers of new build residence in Bilborough approach us having been asked by the developer to sign contracts and commit to the purchase even before the residence is built. This is because builders in Bilborough typically buy the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Bilborough or who has acted in the same development.
I am looking for a leasehold apartment up to £235,500 and identified one round the corner in Bilborough I like with a park and station nearby, the downside is that it only has 51 years on the lease. I can't really find anything else in Bilborough for this price, so just wondered if I would be making a mistake purchasing a short lease?
If you require a home loan the shortness of the lease may be problematic. Reduce the offer by the amount the lease extension will cost if not already taken into account. If the current proprietor has owned the premises for at least 2 years you could ask them to commence the lease extension formalities and then assign it to you. You can add 90 years to the existing lease with a zero ground rent applied. You should consult your conveyancing lawyer regarding this matter.
I need to instruct a conveyancing solicitor in Bilborough for my purchase. Is there any facility to check a firm’s record with the profession’s regulator?
You can read published Solicitor Regulator Association (SRA) determinations stemming from inquisitions started on or after 1 January 2008. Visit Check a solicitor's record. For information about the period before 1 January 2008, or to check a firm's record, ring 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. For callers outside the UK, use +44 (0)121 329 6800. The SRA could monitor telephone calls for training purposes.