The Bilborough conveyancing firm that just started acting on my house acquisition in Bilborough have without warning shut down. I only went with them because I had to have a solicitor on the Yorkshire BS conveyancing panel and my previous Bilborough lawyer was not. I gave my credit card details for them to take £195 for searches. What do I do now?

Assuming that you have an Estate Agent in the equation then inform them immediately so that they can let the sellers know that there may be a slight delay due to the problems encountered. Most sellers would be sympathetic and urge their lawyer to send a new set of papers to your new solicitors. You will need to appoint new lawyers that are on the Yorkshire BS conveyancing panel and notify the lender. If you have paid over any money, it will hopefully be held by the SRA as money in an intervened firm's bank accounts is transferred to the SRA. Then, the SRA or the intervention agent looks at the intervened firm's accounts to work out who the money belongs to. To claim your money you will need to contact the SRA. If the SRA cannot return money you are owed from the firm's bank accounts, or if they can only return part of the money, you can apply to the Compensation Fund for a grant. Your new solicitors may be able to assist.

I note that there are debates on Chancel Insurance on online forums. Do I require chancel insurance when acquiring a house in Bilborough? or I am told that there is an ancient law that means some owners of property living in a parish church boundary may be liable to contribute towards repairs to the chancel in proximity to the church. Is this appropriate for conveyancing in Bilborough?

Unless a prior purchase of the property took place post 12 October 2013 you can expect solicitors carrying out conveyancing in Bilborough to continue to propose a a chancel search and or chancel repair liability policy.

I am purchasing a new build house in Bilborough with the aid of help to buy. The builders would not budge the amount so I negotiated five thousand pounds worth of fixtures and fittings instead. The estate agent suggested that I not inform my solicitor about the deal as it may affect my mortgage with The Mortgage Works. Should I keep quiet?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I am thinking of appointing a conveyancing practitioner in Bilborough for my home move. Is there any facility to check a firm’s complaints history with the legal regulator?

You may see presented Solicitor Regulator Association (SRA) decisions resulting from investigations commenced on or after 1 January 2008. Go to Check a solicitor's record. To find information about the period before 1 January 2008, or to check a firm's history, ring 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. For non-uk callers, call +44 (0)121 329 6800. The SRA sometimes monitor call for training purposes.

Planning to complete next month on a studio apartment in Bilborough. Conveyancing solicitors assured me that they will have a report out to me next week. Are there areas in the report that I should be focusing on?

Your report on title for your leasehold conveyancing in Bilborough should include some of the following:

Additions to the property Do you need to have carpet in the flat or are you allowed wood flooring? An explanation as to the provision as set out in the lease to to contribute towards maintenance costs - with regard to both the building, and the wider rights a leaseholder has Whether the lease restricts you from letting out the property, or having a home office for business You need to be informed what counts as a Nuisance as far as the lease is concerned

Bilborough Conveyancing for Leasehold Flats - Examples of Questions you should consider before Purchasing

Generally speaking the outlay for major works are not wrapped into the maintenance charges, although there some managing agents in Bilborough ask leaseholders to pay into a reserve fund created for the specific purpose of establishing a fund for major repairs or maintenance. Does the lease include onerous restrictions? How many of the leaseholders are in arrears for their service charge payments?