As someone not used to conveyancing in Radford what is the number one tip you can impart concerning the ownership transfer in Radford

Not many law firms or advisers will tell you this but conveyancing in Radford or throughout Nottinghamshire is an adversarial process. In other words, when it comes to conveyancing there exists an abundance of opportunity for confrontation between you and others involved in the ownership transfer. E.g., the vendor, selling agent and even potentially a mortgage company. Choosing a lawyer for your conveyancing in Radford is a critical decision as your conveyancer is your adviser, and is the ONE person in the transaction whose interest is to protect your legal interests and to keep you safe.

On occasion a third party with a vested interest may try and convince you that it is in your interests to do things their way. For example, the property agent may claim to be helping by claiming that your lawyer is dragging his heels. Or your financial adviser may try to convince you to do take action that is against your solicitors guidance. You should always trust your lawyer above all other parties when it comes to the legal transfer of property.

We hope to to purchase with Norwich and Peterborough Building Society. We have called around locally yet cant to find a Radford conveyancing firm on the Norwich and Peterborough Building Society approved list. Can you help?

Feel free to make the most of the search tool on this site. Pick the lender and type Radford or your preferred area and you will be presented with a number of lawyer located in Radford or nearest you.

I am helping my aunt sell her house in Radford. Will the solicitor arrange the EPC or should I organise this?

Following the demise of Home Packs, EPC’s was kept a mandatory element of moving house. An EPC must be to hand prior to the property being advertised. It is not something that law firms ordinarily organise. If you are using a Radford conveyancing practitioner they may help arrange energy performance certificates due to their relationships with long established local accredited person

Having digested plenty of mortgage guides, I note that they all recommend that you should get your house surveyed prior to buying it. When I asked my local Radford solicitor - who is on the Bank of Ireland conveyancing panel - on this she said they don't do this and I need to contract an independent surveyor. is that correct?

Bank of Ireland will need an independent valuation of the property. Your lawyer will not arrange this. Usually Bank of Ireland will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. You may wish to consider appointing your own Radford surveyor to carry out a survey or prepare a home buyers report on the property. It is up to you to satisfy yourself that the property is structurally sound before you buy it. If the survey or report reveals that building work is needed, you should tell your solicitor. You may wish to renegotiate with the seller.

Coventry BS have agreed my mortgage in principle, my offer on a apartment in Radford has been accepted, now what?

Your property agent will want to be informed of your conveyancer's details (ensure that the solicitors are on the lender’s approved list). Telephone Coventry BS or your broker and complete any appropriate documentation. Coventry BS will appoint a valuer who will get in contact with the selling agent or seller to book a time for the valuation to happen. Once conducted (assuming no problems) it takes approximately a fortnight for the mortgage offer to be issued. Coventry BS will send the offer to you and your conveyancing practitioners. The legal work will then take it’s course according the nature and complexity of the conveyancing in Radford.

We are purchasing a property and the conveyancer has referenced Chancel Repair to which the house may be obligated to pay because it falls into the area of such a church. She has recommended insurance. Is this really appropriate for conveyancing in Radford

Unless a previous purchase of the house took place post 12 October 2013 you may take it that conveyancing practitioners handling conveyancing in Radford to continue to suggest a chancel search and or insurance against a claim.

I am looking for a flat up to £235,500 and identified one round the corner in Radford I like with amenity areas and transport links nearby, the downside is that it's only got 52 years unexpired on the lease. I can't really find anything else in Radford for this price, so just wondered if I would be making a mistake purchasing a short lease?

If you need a home loan the remaining unexpired lease term may be a potential deal breaker. Reduce the price by the anticipated lease extension will cost if it has not already been discounted. If the current owner has owned the premises for a minimum of 2 years you may ask them to start the process of the extension and pass it to you. You can add 90 years to the current lease with a zero ground rent applied. You should speak to your conveyancing solicitor concerning this matter.