Can I use your services to find a Conveyancing solicitor in Radford even if I’m not purchasing or selling a house, for instance if I want to acquire a shop in Radford with a mortgage from Nottingham Building Society?
The service is predominantly there to help choose domestic conveyancing solicitors in Radford but we have listed at the bottom of this page a selection of Radford commercial conveyancing firms. You will need to speak with the solicitors directly to establish if they can also act for Nottingham Building Society
My wife and I are purchasing a apartment in Radford. It might be a silly question but how we can trust a solicitor? On completion day we have to deposit money into their account. What protection do we have from them run away with our monies?
Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.
My uncle pointed out to me me that in purchasing a property in Radford there may be various restrictions affecting the ability to carry out external changes to a property. Is this right?
There are a number of properties in Radford which have some sort of restriction or requirement of consent to perform external alterations. Part of the conveyancing in Radford should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
I am buying a property in Radford. One unusual aspect is that the roof has a solar panel. UBS have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?
Given that you are obtaining a mortgage with UBS your lawyer must check the formal requirements set out in Part 2 of UK Finance Lenders’ Handbook for UBS. The Council of Mortgage Lenders’ Handbook stipulates minimum provisions for solar panel roof-space leases, and conveyancers are required to report to UBS where a lease fails to satisfy these specifications. The conditions relate to the installation of panels on properties countrywide and is not limited to Radford.
My colleague suggested that where I am purchasing in Radford I should carry out a Neighbourhood, Planning and Local Amenity Search. What does it cover?
A search of this type is sometimes quoted for as part of the standard Radford conveyancing searches. It is a large document of about 40 pages, listing and setting out important information about Radford around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the local Housing Market, Council Tax Banding, the demographics of People living in the area, the dominant type of Housing, the Average Property Price, Crime details, Radford Education with maps and statistics, Local Amenities and other useful information about Radford.
I am buying my first flat in Radford with the aid of help to buy. The builders would not reduce the amount so I negotiated 6k of fixtures and fittings instead. The estate agent advised me not inform my conveyancer about this deal as it would jeopardize my loan with the bank. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
Do I need to be wary about estate agents that I am dealing with are recommending a nationwide conveyancing firm rather than a local Radford conveyancing company?
As is the case with lots of service providers, often input from family and friends can be very helpful. But there are numerous people with a vested interest in a conveyancing transaction; estate agents, financial adviser and banks may recommend lawyers to retain. On occasion these conveyancers might be known to one of the organisations as experts in their field, but occasionally there behind the scenes financial incentive behind the endorsement. You have the discretion to choose your own lawyer. However, bear in mind that many banks operate an approved list of conveyancers you must use for the lender related work in your transaction.