In what way does my ID and proof of funds have anything to do with my conveyancing in Chilwell? Why is this being asked of me?

Anti-terror and anti-money-laundering regulations require solicitors and licensed conveyancers to check the identity of the person or body they are dealing with before they can accept their conveyancing instruction. The Client Care letter that you are required to sign will no doubt confirm this. Your lawyer also has obligations to obtain certain documents in accordance with the CML Lenders Handbook requirements last updated on 1st December 2014. Should you are unwilling to supply ID verification documents, your conveyancer will not be able to take you on as a client.

I am helping my mother sell her property in Chilwell. Does the conveyancing solicitor arrange the energy assessment or should I organise this?

Following the abolition of Home Packs, EPC’s was maintained a compulsory element of selling a house. An EPC needs to be commissioned in advance of the property being marketed. It is not a task that conveyancers normally arrange. Where you are instructing a Chilwell conveyancing practitioner they may be able to arrange energy performance certificates given their contacts with long established Chilwell energy assessors

We are buying a victorian detached house in Chilwell. Our aim is to convert the garage to a playroom at the house.Will legal conveyancing on the property include enquiries to ascertain if these alterations were previously refused?

Your solicitor should review the registered title as conveyancing in Chilwell can sometimes reveal restrictions in the title deeds which prevent certain changes or necessitated the permission of a 3rd party. Certain additions need local authority planning consent and approval under the building regulations. Some areas are designated conservation areas and special planning restrictions apply which frequently prevent or impact extensions. It would be wise to check these issues with a surveyor ahead of any purchase.

I am due to exchange contracts on my apartment. I had a double glazing fitted in June 2010, but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's lender, TSB are being pedantic. The Chilwell solicitor who is on the TSB conveyancing panel is saying indemnity insurance will be fine but TSB are insisting on a building regulation certificate. Why do TSB have a conveyancing panel if they don't accept advice from them?

It is probably the case that TSB have referred the matter to their valuer. The reason why TSB may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.

In what way can the Landlord & Tenant Act 1954 impact my business premises in Chilwell and how can your lawyers assist?

The particular law that you refer to affords security of tenure to business tenants, giving them the right to make a request to court for a renewal lease and remain in occupation at the end of an expired lease. There are limited grounds that a landlord can refuse a lease renewal and the rules are involved. Fees are different for commercial conveyancing. Chilwell is one of the hundreds of areas of the UK in which our lawyers are based

What makes a Chilwell lease defective?

There is nothing unique about leasehold conveyancing in Chilwell. Most leases are drafted differently and legal mistakes in the legal wording can sometimes mean that certain sections are wrong. The following missing provisions could result in a defective lease:

A provision to repair to or maintain parts of the premises A duty to insure the building

You may have a problem when selling your property if you have a defective lease primarily because it impacts on the ability to obtain a mortgage on the property. Accord Mortgages Ltd, Virgin Money, and Clydesdale all have express requirements when it comes to what is expected in a lease. Where a lender has been advised by their lawyers that the lease is defective they may refuse to grant the mortgage, forcing the purchaser to pull out.

I inherited a 1st floor flat in Chilwell, conveyancing formalities finalised November 1997. How much will my lease extension cost? Corresponding flats in Chilwell with a long lease are worth £170,000. The average or mid-range amount of ground rent is £50 charged once a year. The lease expires on 21st October 2103

With only 78 years left to run we estimate the price of your lease extension to range between £7,600 and £8,800 plus plus your own and the landlord's "reasonable" professional fees.

The suggested premium range that we have given is a general guide to costs for extending a lease, but we cannot give you a more accurate figure in the absence of detailed due diligence. You should not use the figures in tribunal or court proceedings. There are no doubt additional issues that need to be considered and you obviously should be as accurate as possible in your negotiations. You should not take any other action based on this information before seeking the advice of a professional.

Can you refer me to a lawyer for buying a bungalow? Ideally someone in the Chilwell area, who will contact me via email - not someone who insists on a letter in the post or fax.

The purpose of this site is limited to being a directory service for property lawyers who want to be listed as being on the approved conveyancing panel for Clydesdale in certain areas for instance Chilwell . We dont recommend any specific conveyancer.