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Find a Chilwell Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Chilwell? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Chilwell conveyancing at risk of delay or failure.

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Recently asked questions about conveyancing in Chilwell

Why would I use a Chilwell conveyancing firm when internet based conveyancers are so much cheaper?

By all means make sure that you shop around for conveyancing costs in Chilwell and you should seek an affordable fee calculation but don’t become consumed with scouring the internet for the lowest priced Chilwell conveyancer. Appointing the right conveyancer can mark the difference between a smooth and a frustrating home move. You need to ensure that you have expert guidance from a specialist solicitor. Emails can't be as helpful as a phone discussion and are no substitute for a one to one appointment. Our partner firms will find you a qualified and top rated conveyancing solicitor that will handle your conveyancing from beginning to end, giving the sort of continuity that you rarely receive from an web based conveyancer. Our lawyers will keep you updated on progress making sure that you are ensuring that you are updated at regular intervals. Should it ever be necessary to phone the office you will know who to ask for and we'll ensure you're not left wondering what's going on.

What is the first thing I need to know concerning purchase conveyancing in Chilwell?

You may not hear this from too many lawyers but conveyancing in Chilwell and elsewhere in Nottinghamshire is an adversarial process. Put another way, when it comes to conveyancing there exists plenty of room for friction between you and others involved in the ownership transfer. For example, the seller, estate agent and even potentially a lender. Choosing a lawyer for your conveyancing in Chilwell should not be taken lightly as your conveyancer is your adviser, and is the SOLE person in the transaction whose responsibility is to look after your best interests and to keep you safe.

Every so often a third party with a vested interest may attempt to sway you that you should follow their advice. For instance, the selling agent may claim to be helping by suggesting your solicitor is slow. Or your financial adviser may try to convince you to do something that is against your conveyancers guidance. You should always trust your lawyer above all other parties when it comes to the legal transfer of property.

I am assisting my aunt sell her house in Chilwell. Does the conveyancer commission an energy performance certificate or should I organise this?

Following the demise of HIPs, energy performance certificates was left as a compulsory part of selling a house. An EPC should be to hand in advance of the property being advertised. This is not something that conveyancers normally organise. If you are using a Chilwell conveyancing lawyer they might help arrange energy performance certificates given their contacts with long established local accredited person

This question may be naive but I am unexperienced as FTB of a ground floor flat in Chilwell. Do I pick up the keys to the house on the completion date from my solicitor? If this is the case, I will instruct a local conveyancing solicitor in Chilwell?

On the day of completion you will not be required to go to the conveyancers office in Chilwell. Your solicitors will transfer the purchase money to the vendor’s lawyers, and once they have received this, you should be invited to collect the keys from the property Agents and move into your new home. Usually this happens early afternoon.

I am selling my house. I had a double glazing fitted in December 2008, but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's lender, Coventry BS are being difficult. The Chilwell solicitor who is on the Coventry BS conveyancing panel is saying indemnity insurance will be fine but Coventry BS are requiring a building regulation certificate. Why do Coventry BS have a conveyancing panel if they don't accept advice from them?

It is probably the case that Coventry BS have referred the matter to their valuer. The reason why Coventry BS may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.

I purchased a renovated Georgian property in Chilwell. Conveyancing solicitor represented me and Chelsea Building Society. I happened to do a free search for it on the Land Registry database and I saw two entries: one for freehold, the second leasehold with the matching address. If a house is not a freehold shouldn't I have been informed?

You should review the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Chilwell and other locations in the country and poses no real issues for owners other than when they sell they have to account for both freehold and leasehold interests when dealing with buyers. You can also check the position with the conveyancing lawyer who completed the work.

How does conveyancing in Chilwell differ for newly converted properties?

Most buyers of new build premises in Chilwell contact us having been asked by the housebuilder to exchange contracts and commit to the purchase even before the residence is ready to move into. This is because new home sellers in Chilwell typically acquire the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Chilwell or who has acted in the same development.

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