We see that you have a search directory identifying firms on the Virgin Money conveyancing panel. Do companies pay you a commission if I instruct them for our conveyancing in Clifton Village?
We are a listing service only for law firms wishing to communicate if they are on the Virgin Money conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Clifton Village.
The deeds to our property are lost. The solicitors who handled the conveyancing in Clifton Village 5 years ago no longer exist. What are my next steps?
Assuming you have a registered title the details of your ownership will be held by HMLR with a Title Number. It is easy to carry out a search at the Land Registry, identify your property and obtain current copies of the property title for a small fee. Where the title is Leasehold then the Land Registry will in most cases hold a certified copy of the Registered Lease and again, a copy can be ordered for £20 inclusive of VAT.
I am buying a new build house in Clifton Village with a mortgage from Chelsea Building Society. The builders would not move on the amount so I negotiated five thousand pounds worth of extras instead. The property agent suggested that I not reveal to my solicitor about the side-deal as it would impact my loan with Chelsea Building Society. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
How difficult is it to change solicitor as I have to appoint one who is on the Skipton Building Society conveyancing list. I hired a high street conveyancing solicitor in Clifton Village round the corner but the firm is not approved by Skipton Building Society
We will our best to assist in finding you a conveyancing solicitor in Clifton Village on the Skipton Building Society panel. Please note that the solicitors that we list do not pay us fee if you instruct them and are authorised and regulated by the Solicitors Regulation Authority who regulate all conveyancing solicitors in Clifton Village. In utilising the find a conveyancing solicitor tool on this page, you can contrast fees for conveyancing solicitors in Clifton Village and beyond.
I happen to be an executor of my recently deceased mother’s Will, with a house in Clifton Village which will be sold. The house is unregistered at HMLR and I'm told that some purchasers will insist that it is completed before they will proceed. What's the procedure for this?
In the situation you refer to it seems advisable to seek to register in the names of the personal representative(s) as named in the probate and in their capacity as PRs. HMLR’s online guidance explains how to register for the first time and what is required re the deeds and forms. You would need to include and official copy of the probate as well and complete the form FR1 to refer to the PRs as the applicant.