I am getting a mortgage offer from Nat West. I would like to employ the services of a Licensed Conveyancer in Burton Joyce. Does the Nat West Conveyancing panel include Licensed Conveyancers?

The Nat West approved solicitor list is, like many other lenders, represented by the CML or BSA, open to Licensed Conveyancers regulated by the CLC.

My partner and I are purchasing our first property. Our conveyancing practitioner has texted usto enquire if we would like to purchase additional conveyancing searches. We are really unsure what's appropriate for conveyancing in Burton Joyce

The extent of Burton Joyce conveyancing searches should be triggered based entirely on the premises, the location, the probability of any of these risks, your knowledge of the locality and risks, your overall appetite to risk. What is important is that you properly comprehend what information the searches could provide. Then you can decide if you consider that you need that information. If unsure, ask the solicitor to explain.

My friend suggested that if I am purchasing in Burton Joyce I should ask my conveyancer to carry out a Neighbourhood, Planning and Local Amenity Search. What does it cover?

This is a search is usually included in the estimate for your Burton Joyce conveyancing searches. It is a large document of about 40 pages, listing and detailing significant information about Burton Joyce around the property and the people living there. It includes an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the local Housing Market, Council Tax Banding, the type of People living in the area, the dominant type of Housing, the Average Property Price, Crime details, Burton Joyce Education with maps and statistics, Local Amenities and other useful information regarding Burton Joyce.

I'm purchasing a new build house in Burton Joyce with a loan from The Royal Bank of Scotland. The sellers refused to reduce the price so I negotiated five thousand pounds worth of fixtures and fittings instead. The sale representative suggested that I not reveal to my solicitor about this side-deal as it could jeopardize my mortgage with the bank. Should I keep quiet?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

My father-in-law has recommend that I instruct his conveyancing solicitors in Burton Joyce. Do I take his advice?

Much as we are happy to recommend a Burton Joyce conveyancing lawyer the best way to find a conveyancing solicitor is to have referrals from friends or relatives who have previously instructed the firm you're considering.