It is a dozen years since I purchased my property in Carlton. Conveyancing solicitors have now been instructed on the sale but I can't locate my deeds. Is this a major issue?
Don’t worry too much. Firstly the deeds may be retained by the lender or they may still be with the conveyancers who acted in the purchase. Secondly in most cases the title will be recorded at the land registry and you will be able to establish that you are the registered owner by your conveyancing solicitors obtaining current official copies of the land registers. Nearly all conveyancing in Carlton relates to registered property but in the unlikely event that your property is unregistered it is more problematic but is resolvable.
What is the difference between a licensed conveyancer and conveyancing solicitor in Carlton
There are two types of lawyers who can execute conveyancing in Carlton namely licenced conveyancers or solicitors. The two can handle the legal services that you need to complete the disposal or acquisition of property. They are both obliged to carry out Carlton conveyancing on similar quality and guidelines so you may be safe in the knowledge that your conveyancing will be properly administered and that the necessary procedures should be accurately attended to.
We have agreed to purchase a house in Carlton. One unusual aspect is that the roof has a solar panel. Solicitors conducting should look into this right? Will my lender Nottingham be concerned?
As your lender is Nottingham your lawyer must check the conveyancing requirements contained in Section two of UK Finance Lenders’ Handbook for Nottingham. The Council of Mortgage Lenders’ Handbook stipulates minimum conditions for solar panel roof-space leases, and solicitors are required to report to Nottingham where a lease does not satisfy these specifications. The provisions relate to the installation of panels on properties in England and Wales and is not restricted to Carlton.
I recently had an offer agreed on a house in Carlton. My mortgage broker recommended their conveyancers. I paid an advanced payment of £200. A few days later, the conveyancing practitioner contacted me sheepishly admitting that they were not on the RBS conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the RBS panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
I am purchasing a house and the conveyancer has identified Chancel Repair for which the property could be liable because it falls into the area of such a church. She has recommended insurance. Is this really necessary for conveyancing in Carlton
Unless a previous purchase of the house took place after 12 October 2013 you may take it that solicitors conducting conveyancing in Carlton to continue to recommend a chancel search and or chancel repair liability insurance.
Are there restrictive covenants that are commonly identified during conveyancing in Carlton?
Restrictive covenants can be picked up when reviewing land registry title as part of the legal transfer of property in Carlton. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
The estate agent has sent us the confirmation of our purchase of a new build apartment in Carlton. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build legal work.
Here is a sample of a few leasehold new build enquiries that you can expect your new-build leasehold conveyancing in Carlton
Forfeiture - bankruptcy or liquidation must not apply under this provision. Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company? Please supply a car parking plan. The Vendor must covenant to keep unsold units in good repair until long leases are granted therefore. Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents.