I am one month into the sale of my ground floor flat in Clifton and the EA has just e-mailed to warn that the buyers are switching property lawyer. I am told that this is due to the fact that the mortgage company will only deal with property lawyers on their conveyancing panel. Why would a major lender only work with certain lawyers rather the firm that they want to choose to handle their conveyancing in Clifton ?
Mortgage companies have always had an approved set of law firms that can represent them, but in the last few years big names such as Nationwide, have considered and reduced their conveyancing panel– in some cases removing conveyancing firms who have acted for them for more than 15 years.
Banks point to the increase in fraud by way of justification for the reduction – criteria have been narrowed as a smaller panel is easier to maintain. Banks tend not to disclose how many solicitors have been dropped, claiming the information is commercially sensitive, but the Law Society claims that it is hearing daily from firms that have been removed from panels. Some do not even realise they have been dropped until contacted by a borrower who has instructed them as might be the situation in your buyers' case. Your buyers are not going to have any sway in the decision.
We hope to to purchase with Melton Mowbray Building Society. We have called around locally yet am unable to find a Clifton conveyancing firm on the Melton Mowbray Building Society approved list. Could you help?
You should make use of the search tool on this web page. Please choose the lender and type Clifton or your location and you will be presented with numerous solicitors based in Clifton or near you.
I have todaybecome aware that Arc property Solicitors have closed. They carried out my conveyancing in Clifton for a purchase of a freehold house 12 months ago. How can I check that the property is registered correctly in the name of the former proprietor?
The easiest method to see if the property is registered to you, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Clifton conveyancing specialists.
About to purchase a new build apartment in Clifton. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build conveyancing.
Here is a sample of a few leasehold new build questions that you should expect your new-build leasehold conveyancing in Clifton
Please confirm the Lease plans are surveyor prepared. Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified. The Vendor must covenant to keep unoccupied units in good repair until long leases are granted therefore. The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme. Forfeiture - bankruptcy or liquidation must not apply under this provision.
My husband and I are a fortnight into a residential purchase having been referred to solicitors by the estate agent to do our conveyancing in Clifton. I am not happy. Could you help me find new solicitors?
They would have to be really bad to suggest diss instructing them. Has your loan offer been sent? If so you need to inform them of the new contact details and have the mortgage documents are re-issued. Your new conveyancer should be on the lenders panel to avoid supplemental expenses and delays. That should be your starting point. The search tool can help you find a lender approved conveyancer for your home move in Clifton