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Find a Clifton Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Clifton? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Clifton transaction at risk of delay or failure.

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Recently asked questions about conveyancing in Clifton

Last August we completed a house move in Clifton. We have noticed several issues with the house which we consider were omitted in the conveyancing searches. What action can we take? What searches should? have been carried out for conveyancing in Clifton?

It is not clear from the question as to the nature of the problems and if they are relate to conveyancing in Clifton. Conveyancing searches and due diligence initiated during the buying process are carried out to help avoid problems. As part of the process, a seller answers a questionnaire known as a SPIF. answers ends up being misleading, you could possibly take legal action against the vendor for any losses that you have suffered. The survey should have identified any problems with the structure of the property. Assuming a detailed survey was carried out and the issues were not identified, you may have a claim against the surveyor. However, if you did not have a full survey, you may be responsible for fixing any defects that have now been noted. We would always encourage buyers to take every possible step to ensure they are completely aware of the condition of a property before purchase regardless of whether they are buying in Clifton.

Do conveyancers ask for money up-front when it comes to conveyancing in Clifton?

If you are buying a property in Clifton your solicitor will request that you put them with funds to cover the the cost of the conveyancing searches. Normally this is called for to cover the fees of the conveyancing searches. When the down payment is as part of the total price then this will be asked for immediately before exchange of contracts. The final balance that is due should be transferred shortly before completion.

What happens if my lawyer’s firm is suspended from the Nationwide Solicitor panel ahead of completing my conveyancing in Clifton?

First, this is very unlikely to happen. In most cases even where a law firm is removed off of a panel the lender would allow the completion to go ahead as the lender would appreciate the difficulties that they would place you in if you have to instruct a new solicitor days before completion. In a worst case scenario where the lender insists that you instruct a new firm then it is possible for a very good lawyer to expedite the conveyancing albeit that you may pay a significant premium for this. The analogous situation is where a buyer instructs a lawyer, exchanges contracts and the law firm is shut down by a regulator such as the SRA. Again, in this situation you can find lawyers who can troubleshoot their way to bring the conveyancing to a satisfactory conclusion - albeit at a cost.

I have justfound out that Wolstenholmes have closed. They conducted my conveyancing in Clifton for a purchase of a freehold house 12 months ago. How can I be sure that the property is registered correctly in the name of the previous owner?

The easiest method to check if the property is registered to you, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Clifton conveyancing specialists.

I'm purchasing a new build house in Clifton with the aid of help to buy. The sellers refused to budge the price so I negotiated 6k of fixtures and fittings instead. The property agent told me not disclose to my lawyer about the side-deal as it would adversely affect my mortgage with the lender. Is this normal?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

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