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Ready to buy a new home in Clifton? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Clifton transaction at risk of delay or failure.

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Recently asked questions about conveyancing in Clifton

The owners have rather brash sellers who has recommended a exclusivity agreement with a non-refundable deposit 6,000. Are such contracts generally advanced for Clifton conveyancing transactions?

Lock out contracts are agreements binding a property seller and purchaser giving the buyer the sole right to the sale of the premises for a certain period of time. Essentially, an exclusivity agreement is a contract stating that you should be issued with a contract at a later date which is the main conveyancing contract. It tends to be utilised for buyer protection though in some cases, the seller may stand to benefit from such agreements as well. There are various pros and cons to having them but you should to check with your conveyancer but note that it may result in costing you more in conveyancing fees. In light of this these agreements are avoided in relation to conveyancing in Clifton.

Are the Clifton conveyancing solicitors identified as being on the TSB conveyancing panel, together with their details provided by TSB?

Clifton conveyancing firms themselves provide us confirmation that they are on the TSB conveyancing panel as opposed to being supplied with a list from TSB directly.

The Clifton conveyancing solicitors that just started acting on my house acquisition in Clifton have suddenly closed. They were on acting for me because I needed a solicitor on the Santander conveyancing panel and my family Clifton lawyer was not. I gave my credit card details for them to take £195 for searches. What are my options?

If you have an estate agent involved then let them know straight away so that they can let the sellers know that there may be a slight delay due to reasons beyond your control. Most sellers would be sympathetic and urge their lawyer to send a new set of papers to your new solicitors. You will need to appoint new lawyers that are on the Santander conveyancing panel and notify the lender. If you have paid over any money, it will hopefully be held by the SRA as money in an intervened firm's bank accounts is transferred to the SRA. Then, the SRA or the intervention agent looks at the intervened firm's accounts to work out who the money belongs to. To claim your money you will need to contact the SRA. If the SRA cannot return money you are owed from the firm's bank accounts, or if they can only return part of the money, you can apply to the Compensation Fund for a grant. Your new lawyers may be able to help.

Have completed on a a semi-detached house in Clifton , how long will it take for the Land Registry to deal with the formalities evidencing my proprietorship? My Clifton conveyancing solicitor works at snail pace, so I want to be certain the land registry aspects are dealt with.

As far as conveyancing in Clifton is concerned, registration is no faster or slower than anywhere else in England and Wales. Rather than based on location, timescales can differ according to who lodges the application, whether there are errors and whether the Land registry need to notify any interested persons or bodies. Currently in the region of three quarters of such applications are completed within two weeks but some can be subject to extensive delays. Registration occurs after the buyer has moved in to the premises thus 'speed' is not always an essential issue but if it is urgent that the the registration takes place urgently then you or your lawyers must speak with the land registry and explain the circumstances.

Due to the guidance of my in-laws I had a survey completed on a property in Clifton before retaining solicitors. I have been informed that there is a flying freehold overhang to the property. Our surveyor has said that some mortgage companies may not issue a loan on a flying freehold premises.

It varies from the lender to lender. Bank of Scotland has different requirements for example to Halifax. If you contact us we can check with the relevant lender. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Clifton. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Clifton to see if the conveyancing costs will increase in light of this.

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Find out more about how flying freehold can affect your the value of a property.