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Find a Clifton Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Clifton? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Clifton home move at risk of delay or failure.

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Recently asked questions about conveyancing in Clifton

I have given 8 weeks notice to my existing landlord and must leave my rented property in Clifton by the end of next month. Conveyancing on my purchase is progressing. How realistic is it to complete in 4 weeks as I wish to avoid having to move into short term accommodation?

Generally one should not serve notice for your lease until exchange of contracts has taken place. Assuming that you have not already done so, notify to your solicitor and request that they seek the assistance the owners side, try to get a realistic time scale from them that all parties will work towards

Do the Building Society Association intend to launch a searchable register to list solicitors on the Norwich and Peterborough Building Society conveyancing panel for instance in Clifton?

We are not aware of any plans on the part of the BSA to promote such a register.

My bid for a property was accepted at auction in Clifton. Conveyancing is needed. What is next?

Now that you have for all intents and purposes signed on the dotted line you now have to find a conveyancing solicitor as a matter of urgency as you will have a fast approaching deadline in which to complete the purchase. Every auction property will ordinarily have a corresponding auction set of papers. This will likely include the copy title deeds, local authority and drainage searches. If you have purchased leasehold property the legal pack should contain a copy of the lease, management information and a sellers leasehold information form and associated conveyancing documentation pertinent to a leasehold property. You must give this to the lawyer instructed by you at the earliest opportunity. You also need to ensure that your finances are in place to complete the transaction on the set completion date.

Completion of my purchase has taken place for my property in Clifton. Conveyancing was of an acceptable standard but I would like to complain about the lender. How does one go about formally complaining?

Almost all banks and building societies have complaints procedures. Your first port of call should be one of the lender’s branches or the Customer Services Team at head office. In most cases complaints to a lender are resolved effectively and efficiently. If you feel the matter is not resolved you can write to Financial Ombudsman Service who will take matters further.

It is unclear whether my mortgage offer obliges me to make sure the lease term for the flat is extended prior to the completion date. I have called my Clifton bank branch on a couple of occasions and was reassured it wasn't a problem and they would lend. My Clifton conveyancing solicitor - who is on the mortgage company conveyancing panel- called and was told they would not lend based on their specific requirements. Who do I believe?

As long as the conveyancing practitioner is on the lender approved list, she or he must follow the CML Handbook specifications for the lender. Unless your lawyer obtains specific confirmation in writing that the lender will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the bank to contact your lawyer in writing confirming that they will accept the number of years remaining.

Will commercial conveyancing searches disclose impending roadworks that could affect a commercial land in Clifton?

Many commercial conveyancing solicitors in Clifton will perform a SiteSolutions Highways report as it reduces the time that conveyancers invest in investigating accurate data on highways that impact buildings and development assets in Clifton. The search result provides definitive data on the adoption status of roads, footpaths and verges, as well as the implication of traffic schemes and the rights of way surrounding a commercial development sites in Clifton.

For each commercial conveyancing transaction in Clifton it is critical to investigate the adoption status of roads surrounding a site. The absence of identifying developments where adoption procedures have not been addressed adequately may result in delays to Clifton commercial conveyancing deals as well as pose a risk to future intentions for the site. These searches are not conducted for residential conveyancing in Clifton.

Me and my brother have a renovated Georgian house in Clifton. Conveyancing lawyer acted for me and National Westminster Bank. I happened to do a free search for it on the Land Registry database and I saw two entries: the first freehold, another for leasehold under the exact same property. Is it worth asking National Westminster Bank to clarify?

You should assess the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Clifton and other areas of the country and poses no real issues for owners other than when they mortgage they have to account for both freehold and leasehold interests when dealing with purchasers. You can also check the situation with your conveyancing practitioner who conducted the purchase.

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