We are buying a flat and require a conveyancing solicitor in Clifton who is on the Clydesdale solicitor panel. Can you recommend a local firm?

Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for Clydesdale . We don't recommend any particular firms conducting conveyancing in Clifton.

We are buying a property in Clifton. I might seem paranoid but how we can trust a lawyer? At some point we have to send our life savings into their account. What is the protection we have from them run away with our deposit?

Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.

What is the difference between a licensed conveyancer and conveyancing solicitor in Clifton

There are many recorded licenced Conveyancers in Clifton and Solicitor partnerships in Clifton to choose from We would stress that both are regulated professionals specialising in the legal aspects of the home buying process. The two can deal with associated property related work such as remortgage conveyancing, enfranchisement and transfer of equity conveyancing.

TSB have agreed my home loan in principle, my offer on a property in Clifton has been accepted, now what?

The estate agent will wish to be informed of your property lawyer's details (ensure that the conveyancing practitioners are on the bank’s panel). Call up TSB or the financial adviser and complete any relevant documentation. TSB will appoint a valuer who will get in contact with the estate agent or owners to book a slot for the valuation to happen. Once conducted (assuming no problems) it takes about a week for the mortgage offer to be issued. TSB will issue the offer to you and your conveyancers. The transaction will then take it’s course according the nature and complexity of the conveyancing in Clifton.

Should my lawyer be asking questions about flooding as part of the conveyancing in Clifton.

The risk of flooding is if increasing concern for lawyers conducting conveyancing in Clifton. There are those who acquire a property in Clifton, fully expectant that at some time, it may suffer from flooding. However, aside from the physical damage, if a house is at risk of flooding, it may be difficult to get a mortgage, satisfactory insurance cover, or dispose of the property. There are steps that can be taken as part of the conveyancing process to forewarn the buyer.

Solicitors are not best placed to give advice on flood risk, however there are a number of checks that can be undertaken by the purchaser or by their lawyers which should give them a better appreciation of the risks in Clifton. The standard completed inquiry forms sent to a buyer’s lawyer (where the Conveyancing Protocol is adopted) contains a usual inquiry of the owner to discover if the premises has ever been flooded. In the event that the property has been flooded in past which is not notified by the seller, then a purchaser could bring a legal claim for losses stemming from an misleading reply. The buyer’s solicitors should also commission an environmental search. This will disclose whether there is any known flood risk. If so, additional investigations should be initiated.

I am purchasing my first flat in Clifton with a loan from Coventry Building Society. The builders refused to move on the price so I negotiated £7000 of extras instead. The property agent suggested that I not reveal to my lawyer about this extras as it could jeopardize my loan with the lender. Should I keep quiet?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

In searching the web for the words on line conveyancing in Clifton it brings up numerous property lawyersin the area. How do I determine which is the suitable solicitor for me?

The preferential way of finding a suitable conveyancer is through a personal testimonial, so ask friends and relatives who have bought a property in Clifton or the local estate agent or mortgage broker. Fees for conveyancing in Clifton differ, so it's a good idea to request at least three fee estimates from different solicitors. Make sure that you clarify that the fees are fixed.