It has come to my attention via my mortgage broker that my Sandiacre the law firm I have appointed is not on the lender Conveyancing panel. What can I do to be certain if this is indeed the case?

The first thing you need to do is to call your Sandiacre lawyer directly. You lawyer should notify you of the situation. If they are not on the panel they could put your in touch with solicitors on the approved list of lawyers for your mortgage company.

Do the conveyancing solicitors listed on your site handle right to buy conveyancing in Sandiacre?

We have identified a variety of conveyancing specialists who can handle right to buy conveyancing work Please contact the lawyers listed with a view to obtain a costs illustration.

I am buying a new build house in Sandiacre benefiting from help to buy. The sellers refused to reduce the price so I negotiated 6k of additionals instead. The house builders rep suggested that I not inform my solicitor about this extras as it may adversely affect my loan with the lender. Do I keep my lawyer in the dark?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I've recently bought a leasehold property in Sandiacre. Do I have any liability for service charges for periods before completion of my purchase?

Where the service charge has already been demanded from the previous lessee and they have not paid you would not usually be personally liable for the arrears. However, your landlord may still be able to take action to forfeit the lease. A critical element of leasehold conveyancing for your conveyancer to be sure to have an up to date clear service charge receipt before completion of your purchase. If you have a mortgage this is likely to be a requirement of your lender.

If you purchase part way through an accounting year you may be liable for charges not yet demanded even if they relate to a period prior to your purchase. In such circumstances your conveyancer would normally arrange for the seller to set aside some money to cover their part of the period (usually called a service charge retention).

Sandiacre Leasehold Conveyancing - A selection of Questions you should ask Prior to buying

How is the lease structured? How long is the Lease? Best to be warned whether window replacement or some other significant cost is due shortly that will be shared amongst the tenants and may well materially impact the level of the maintenance costs or require a specific invoice.

Do online conveyancing companies cover everything a high street Sandiacre solicitor does or do I still need to retain a solicitor for the final stages for my conveyancing in Sandiacre?

Where you use an online conveyancer they should undertake all the work your Sandiacre conveyancer would cover.