The conveyancer who assisted with my former purchase has sent a quote for £1700 for freehold conveyancing in Sandiacre. I am selling a purpose built house for £150,000. Is this expensive? Is it in excess of the norm for conveyancing in Sandiacre?
The quote is fractionally on the high side. If you are willing to invest time scrutinising fee on a like for like basis you may be able to get the conveyancing a bit cheaper by as much as £100 plus VAT. That being said, you mightlive to rue choosing an an unknown solicitor. Don't forget to ensure that the firm can represent your bank. Do utilise our search tool to locate a Sandiacre conveyancing company on the banks approved list of lawyers which can often include conveyancing solicitors in Sandiacre.
My husband and I wish to acquire a purpose built apartment in Sandiacre with a homeloan from Platform Home Loans Ltd.We would like to retain our Sandiacre conveyancing solicitor but Platform Home Loans Ltd informed us she’s not listed on their approved list of member firms. We have to appoint a Platform Home Loans Ltd panel firm or retain our preferred solicitor and fork out for one of their panel ones to represent them. We feel as though this is unjust; Can we not simply insist that Platform Home Loans Ltd use our lawyer?
Unfortunately,no. The home loan issued to you contains various provisions, one of which will be that conveyancers must be on the Platform Home Loans Ltd conveyancing panel. Until recently, most lenders had large numbers of solicitors on their panels: a borrower could find one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. Another option that might be available is for your lawyer to apply to be on the conveyancing panel for Platform Home Loans Ltd
We are due to move property in January. Should my conveyancing solicitor call the removal company on the completion day. As an aside, can you recommend a removal company in Sandiacre. Conveyancing lawyer was found before I stumbled across this page.
On the afternoon of completion you can pick up the house keys from the selling agent but this should only occur when the previous owners conveyancers advise the agent that they have the completion monies and the keys can be collected. After that you can inform the removal men that they can start moving you in. We do not suggest a particular removal organisation but can assist you in finding a residential property solicitor in Sandiacre or a firm with expertise in conveyancing in Sandiacre.
My husband and I are spending time viewing houses in Sandiacre and I am now considering a potential offer. Is it premature to have a solicitor in place? I intend to finance via a home loan with TSB.
It would be sensible to commence your search sooner rather than later. Once you decide who you want to use and once your offer is accepted you can instruct them to work for you and pass their contact information on to the selling agent. Given that you are seeking a mortgage with TSB, ask your prospective lawyers if they are on the TSB conveyancing panel otherwise they can't do the mortgage legal work.
I am currently in the process of buying my council flat in Sandiacre. I have a mortgage offer with RBS. Conveyancing is not something I have any knowledge of. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with RBS, you will need to appoint a solicitor on the RBS conveyancing panel.
I know that there are debates on Chancel Insurance on online forums. Do I require chancel insurance when acquiring a house in Sandiacre? or Apparently there is a law dating back centuries that could mean that owners of property residing in a parish church boundary will be compelled to pay for maintenance towards the chancel in proximity to the church. Is this a legitimate concern for conveyancing in Sandiacre?
Unless a previous purchase of the property took place post 12 October 2013 you may assume that solicitors handling conveyancing in Sandiacre to continue to recommend a chancel search and or chancel repair liability insurance.
Over the last few months I have been searching for a ground for flat up to £305k and found one near me in Sandiacre I like with a park and transport links nearby, however it's only got 49 remaining years left on the lease. There is not much else in Sandiacre suitable, so just wondered if I would be making a mistake buying a lease with such few years left?
If you need a home loan the shortness of the lease will likely be a potential deal breaker. Reduce the price by the expected lease extension will cost if not already taken into account. If the current owner has owned the property for a minimum of 2 years you may request that they commence the lease extension formalities and then assign it to you. You can add 90 years to the existing lease term with a zero ground rent applied. You should speak to your conveyancing lawyer regarding this matter.