Am I correct in assuming that the fact that my solicitor in Toton is not listed on my bank's conveyancing panel that there is a problem with the standard of his work?
It would not be wise to jump to that conclusion. There are all sorts of perfectly reasonable explanations. A recent report by the solicitors regulator indicated 76% of law firms surveyed had been removed from at least one lender panel. The most common reasons for removal are: (1) lack of transactions (2) the lawyer is a sole practitioner (3) as part of the HSBC panel reduction (4) regulatory contact by SRA (5) accidental removal. If you are concerned you should simply call the Toton conveyancing firm and ask them why they are no longer on the approved list for your lender.
Would the conveyancing solicitors listed on your site perform attended exchange conveyancing in Toton?
We do have a number of conveyancing experts who can conduct personalised exchanges. You should e-mail us to get a fee calculation and details as to dates.
I purchased my house on 14 October and the transaction details are still not on the land registry website. Should I be concerned? My conveyancing solicitor in Toton expressed confidence that it would be concluded in a couple of weeks. Are titles in Toton particularly slow to register?
There is nothing unique about conveyancing in Toton registration formalities. Rather than based on location, timescales can vary subject to the party submitting the application, whether there are errors and whether the Land registry need to notify any 3rd parties. Currently roughly three quarters of such applications are fully addressed in less than three weeks but some can be subject to protracted hold-ups. Registration is effected once the buyer has moved in to the premises therefore post completion formalities is not usually an essential issue but if it is urgent that the the registration takes place urgently then you or your solicitor must contact the land registry and explain the circumstances.
I am buying my first flat in Toton with a loan from Yorkshire Building Society. The builders would not reduce the price so I negotiated £7000 of additionals instead. The sale representative suggested that I not disclose to my lawyer about this deal as it would jeopardize my loan with the bank. Do I keep my lawyer in the dark?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
My fiance and I are are looking to find a dependable conveyancing lawyer in Toton to purchase a home. I I am fearful of being overcharged and there's so many Toton conveyancing firms out there...how do I know which one is best to appoint?
To get quotes for your move from the conveyancing firms that provide services in Toton please make the most of our quote tool.