Me and my fiance are buying a maisonette in Toton. My Solicitor is not listed on the mortgage company conveyancing list. Can I still continue with my Toton conveyancing solicitor notwithstanding that they are excluded from the mortgage company list of approved lawyers?

Various options include

• Complete the purchase with your chosen Toton solicitor but your bank will need to appoint a solicitor from their approved list. This will result in additional charges and probable delay.
• Appoint a fresh conveyancing practitioner to conduct the conveyancing, ensuring that they are on the bank conveyancing panel.
• Convince your conveyancing practitioner to do everything possible to get listed on the lender’s panel of solicitors

I require conveyancing for an apartment in a relatively new development (five years old) in Toton. The vast majority the properties have already been occupied. Is it strictly necessary to order conveyancing searches for my conveyancing in Toton?

Conveyancing Searches are a critical link in the Toton conveyancing process. There are hundreds search providers delivering Toton conveyancing searches, as well direct from the local authority. These are generally termed personal search providers and they produce, not surprisingly, personal searches. However, all Local Authority Search conveyancing products have one thing in common - they must obtain their information from the local authoritative source.

3 months have gone by following my purchase conveyancing in Toton completed. I have checked the Land Registry site which shows that I paid £200,000 when infact I paid £180,000. Why the discrepancy?

The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the residence from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.

Over the last few months I have been searching for a ground for flat up to £305k and identified one close by in Toton I like with a park and station nearby, however it only has 49 years unexpired on the lease. There is not much else in Toton for this price, so just wondered if I would be making a grave error acquiring a short lease?

Should you need a mortgage that many years may be problematic. Reduce the offer by the amount the lease extension will cost if not already taken into account. If the current owner has owned the premises for at least 2 years you may ask them to start the process of the extension and pass it to you. You can add 90 years to the current lease with a zero ground rent applied. You should speak to your conveyancing lawyer regarding this matter.

My partner has suggested that I use his lawyers for conveyancing in Toton. Should I find my own property lawyer?

Much as we are happy to recommend a Toton conveyancing lawyer it’s preferable to find a conveyancing solicitor is to have feedback from friends or relatives who have previously instructed the firm you're contemplating using.