Much to our surprise we have been informed by our IFA that my Toton solicitor is not on the lender Solicitor panel. What can I do to be certain that this is indeed the case?
The first thing you need to do is to call your Toton conveyancer. It is reasonable to expect your lawyer to notify you of the situation. Where they are not on the panel they may be able to suggest a Toton conveyancing practice that is on the approved list of lawyers for your mortgage company.
I have been recommended a conveyancing solicitor in Toton. I need to find out whether they are on the Nationwide Building Society approved list of lawyers. Can you or the lender confirm if they are on the panel?
The first thing to do is contact your solicitor and ask them if they can act for the lender. Otherwise you should call Nationwide Building Society who may be able to assist.
I am selling our home in Toton and according to the buyers it appears that there is a possibility that the property was constructed land that was not decontaminated. Any high street Toton conveyancer would know that there is no such problem. For the life of me I don't know why the buyers instructed a web based conveyancing outfit rather than a conveyancing solicitor in Toton. Having lived in Toton for three years we know of no issue. Is it a good idea to get in touch with our local Authority to seek confirmation that there is no issue.
It would appear that you have a conveyancing lawyer already. Are they able to advise? You should check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same ailment)
Are there restrictive covenants that are commonly identified as part of conveyancing in Toton?
Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the process of conveyancing in Toton. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
I've recently found out that there is a flying freehold element on a house I have offered on last month in what should have been a quick, chain free conveyancing. Toton is the location of the property. Can you offer any advice?
Flying freeholds in Toton are rare but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Toton you would need to get your solicitor to go through the deeds very carefully. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Toton may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.