I decided to go with a Watnall based lawyer for our conveyancing in Watnall recently. Upon checking the Ts and Cs I noteI am liable for fees even if the sale doesn't happen. Should I ditch them and instruct a web based lawyer promoting no move no charge conveyancing in Watnall?

It is usually a trade off in that if "No Sale No Fee" is advertised then the conveyancing charges will generally be uplifted to neutralise those cases that abort. Also remember that these schemes tend not to protect you from outlay for instance Watnall conveyancing search expenses.

Are all Watnall Conveyancing Quality Solicitors on the Nottingham conveyancing list of approved firms?

A selection of lenders now utilise CQS as the kick off point for Panel approval such as HSBC and Santander. The Law Society’s CQS accreditation however is no guarantee to lender panel acceptance. Nevertheless,the Council of Mortgage Lenders have indicated that it is likely to become a pre-requisite for solicitors wishing to join their approved list of firms.

The mortgage over my property is with Kent Reliance for my property in Watnall. Conveyancing has been completed a year ago. In the event that I decide to rent out the flat and do not currently have a buy-to-let mortgage do I need to remortgage to a BTL mortgage or inform Kent Reliance?

Your original mortgage agreement with Kent Reliance will provide that you need their approval prior to renting your property as this is likely to be a breach of Kent Reliance’s mortgage conditions. In many cases banks or building societies will allow you to rent out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Kent Reliance directly. It should not be necessary to do this via a Kent Reliance conveyancing panel solicitor.

Completion of my purchase has taken place for my property in Watnall. Conveyancing was a necessary evil but I would like to complain about the lender. Who do I contact should I wish to lodge a complaint?

Almost all lenders have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Care Team at head office. We understand that complaints to a lender are resolved very quickly. If you feel the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR who will take matters further.

I am buying my first flat in Watnall with the aid of help to buy. The builders refused to budge the price so I negotiated £7000 of additionals instead. The property agent suggested that I not inform my conveyancer about this deal as it would adversely affect my loan with the bank. Do I keep my lawyer in the dark?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

What does commercial conveyancing in Watnall cover?

Watnall conveyancing for business premises incorporates a wide range of services, provided by qualified solicitors, relating to business premises. For instance, this type of conveyancing can cover the sale or purchase of freehold business premises or, more commonly, the transfer of existing leases or the drafting of new leasing arrangements. Commercial conveyancing solicitors can also offer advice on the sale of business assets, commercial loans and the termination of tenancies.

I need to find a conveyancing solicitor for residential conveyancing in Watnall. I happened to stumble across a site which appears to be the ideal answer If there is a chance to get all formalities completed via web that would be preferable. Do I need to be wary? What should out be looking out for?

As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?