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Find a Alfreton Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Alfreton? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Alfreton transaction at risk of delay or failure.

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Recently asked questions about conveyancing in Alfreton

Should commercial conveyancing searches reveal proposed roadworks that may impact a commercial premises in Alfreton?

Its becoming the norm that commercial conveyancing solicitors in Alfreton will conduct a SiteSolutions Highways report as it reduces the time that conveyancers spend in investigating accurate data on highways that impact buildings and development assets in Alfreton. The search result sets out definitive data on the adoption status of roads, footpaths and verges, as well as the implication of traffic schemes and the rights of way surrounding a commercial development sites in Alfreton.

For each commercial conveyancing transaction in Alfreton it is critical to investigate the adoption status of roads surrounding a site. Failure to identify developments where adoption procedures have not been addressed adequately could cause delays to Alfreton commercial conveyancing deals as well as present a risk to future intentions for the site. These searches are not ordered for domestic conveyancing in Alfreton.

My wife and I own a renovated Edwardian house in Alfreton. Conveyancing practitioner represented me and Barnsley Building Society. I happened to do a free search for it on the Land Registry database and I saw a couple of entries: one for freehold, the second leasehold under the matching address. Is it worth asking Barnsley Building Society to clarify?

You need to assess the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Alfreton and other areas of the country and poses no real issues for owners other than when they buy they have to account for both freehold and leasehold interests when dealing with lenders. You can also check the position with the conveyancing lawyer who conducted the conveyancing.

I'm purchasing a new build house in Alfreton with a loan from Halifax. The sellers would not budge the amount so I negotiated £7000 of fixtures and fittings instead. The property agent suggested that I not reveal to my conveyancer about the extras as it may impact my mortgage with Halifax. Is this normal?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I decided to have a survey done on a house in Alfreton ahead of instructing lawyers. I have been informed that there is a flying freehold overhang to the property. Our surveyor has said that some lenders may refuse to issue a loan on this type of premises.

It varies from the lender to lender. Bank of Scotland has different instructions for example to Birmingham Midshires. If you contact us we can look into this further via the appropriate lender. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Alfreton. Conveyancing may be slightly more expensive based on your lender's requirements.

We are contemplating appointing an online solicitor rather than a Alfreton conveyancing firm. Am I making a mistake?

Advantages do exist in having the opportunity to pop in to a local Alfreton conveyancing solicitor such as

  • signing papers on short notice
  • sometimes being able to speak to someone face-to-face can make a significant difference, particularly for more complex house moves
  • the ability to raise concerns if matters need to addressed

When analysing fees, look carefully for hidden extras. The majority decent Alfreton high street solicitors give an all-inclusive figure. Many online companies seem to offer low cost prices, but have hidden 'extras' in the in the terms and conditions.

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Neighbouring Locations

Alfreton
Tibshelf
Ripley
Selston
South Normanton

Find out more about how flying freehold can affect your the value of a property.