My husband and I are acquiring a newly constructed flat in Alfreton and my conveyancer is informing me that she has to the mortgage company to reveal incentives from the developer. The Estate Agents are hassling me to exchange contracts and I have no desire to prolong matters. is my lawyer playing by the book?

You should not exchange unless you have been advised to do so by your conveyancer. A precondition to being on a lender panel is to comply with the UK Finance Lenders’ Handbook requirements. The CML Conveyancing Handbook requires that your lawyer have the appropriate Disclosure of Incentive form completed by the developer and accepted by your lender.

We note that you have a post code search directory listing solicitors on the Nottingham conveyancing panel. Do companies pay you a commission if I retain them for our own conveyancing in Alfreton?

We are a listing service only for law firms wishing to communicate if they are on the Nottingham conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Alfreton.

I have been told that property searches are the main cause of obstruction in Alfreton house deals. Is there any truth in this?

The Council of Property Search Organisations (CoPSO) published findings of research by MoveWithUs that conveyancing searches do not feature amongst the most frequent causes of delays in the conveyancing process. Searches are unlikely to feature in any slowing down conveyancing in Alfreton.

I am buying my first flat in Alfreton with a loan from Yorkshire Building Society. The sellers refused to move on the amount so I negotiated 6k of fixtures and fittings instead. The property agent told me not inform my conveyancer about the deal as it may put at risk my mortgage with the bank. Do I keep my lawyer in the dark?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I acquired a property in Alfreton last 8/8/2018 and to date it is still not registered with the Land Registry. It was part of a new estate and my lawyer told me that it may take twelve months to register. I have contacted the Land Registry directly and they have informed me the original application was cancelled due to failure to reply to requisitions. Do I need to be concerned?

get in touch with your conveyancing practitioner - Where you are unsatisfied with the responses, enquire as to their firm’s complaints process and escalate your problem to a Partner. Registrations for Alfreton conveyancing are not known to be particularly slow.