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Ready to buy a new home in Alfreton? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Alfreton conveyancing at risk of delay or failure.

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Recently asked questions about conveyancing in Alfreton

Is there a reason why leasehold purchase conveyancing in Alfreton costs more?

Alfreton leasehold properties involve far more paperwork than a freehold purchase, and therefore takes more time to examine and advise upon.Conveyancing will involve the lease having to be checked which is usually a lengthy document, queries raised to ensure that the covenants and conditions have been observed. If it is a flat there will be a management company in existence and the accounts of this will need to be checked and enquiries raised to ensure it is operating efficiently and that all monies due have been paid by the Seller to the company and if not ensuring that money is paid up to date or the appropriate undertakings obtained.

What will a local search tell me regarding the house I am purchasing in Alfreton?

Alfreton conveyancing often starts with the ordering local authority searches directly from your local Authority or via a personal search company such as Onsearch The local search is essential in every Alfreton conveyancing purchase; that is if you wish to avoid any nasty surprises after you move into your property. The search should reveal information on, amongst other things, details on planning applications relevant to the premises (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of thirteen subject areas.

I own a renovated Victorian house in Alfreton. Conveyancing solicitor acted for me and Barnsley Building Society. I happened to do a free search for it on the Land Registry database and I saw a couple of entries: one for freehold, the second leasehold under the exact same address. If a house is not a freehold shouldn't I have been informed?

You need to review the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Alfreton and other locations in the country and poses no real issues for owners other than when they buy they have to account for both freehold and leasehold interests when dealing with purchasers. You can also question the situation with the conveyancing lawyer who conducted the conveyancing.

Due to the input of my in-laws I had a survey completed on a house in Alfreton prior to instructing solicitors. I have been told that there is a flying freehold overhang to the house. Our surveyor advised that some banks tend refuse to give a mortgage on such a house.

It depends who your proposed lender is. Bank of Scotland has different requirements from Nationwide. Should you wish to call us we can check via the appropriate lender. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Alfreton. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Alfreton to see if the conveyancing will be more expensive.

I am buying a flat with all finances in place. I have provided lawyer with 2 distinct proof of photographic identification, bank statement, multiple utility bills. Now he needs a copy from a probate lawyer acknowledging that the funds are in place and that it has come from inheritance and not via illegitimate means.

For some years now requires conveyancing solicitors as well as banks, building societies and other financial institutes to obtain satisfactory evidence of the identity of the client. This is because solicitors who deal with money and property on behalf of their clients can be used by criminals wishing to launder money. In order to comply with the law of money laundering, your Alfreton conveyancing lawyer will need to obtain evidence of your identity as as well as make sure that your funds are legitimate.

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Neighbouring Locations

Alfreton
Tibshelf
Ripley
Selston
South Normanton

Find out more about how flying freehold can affect your the value of a property.