Can I use your services to find a Conveyancing solicitor in Ripley even if I’m not buying or disposing of a house, for example if I want to buy an office in Ripley with a mortgage from Chelsea Building Society?

Our search tool is mainly utilised to find residential conveyancing solicitors in Ripley but we have listed at the bottom of this page a few Ripley commercial conveyancing firms. You will need to make contact with the company directly to see if they are also authorised to represent Chelsea Building Society

I am purchasing a garden flat in Ripley. How practical is it for me to do the conveyancing?

Leaving aside the complexities and merits of DIY conveyancing in Ripley you will have to appoint a solicitor on your lender's conveyancing panel to look after their interests. Most people therefore find it easier to let the solicitor act for them and the lender. Furthermore there is minimal cost savings to be made in you doing conveyancing for yourself and another lawyer conducting the conveyancing for the lender. Please feel free to use the search tool to find a lawyer on your lender panel in Ripley.

When it comes to lenders such as TSB, do Ripley lawyers have to pay a fee to be on the list of approved solicitors?

We are not aware of any lender fees to register on their panel, although some do charge an administration fee to deal with the processing of the conveyancing panel submission.

Is there a list of Lloyds panel solicitors in Ripley on the UK Finance Lenders’ Handbook Website?

Unfortunately not yet. There is no such facility on the CML or Building Society Association websites. Very few lending institutions make their panel listings open the public over the internet. If you are looking for a Ripley solicitor on the Lloyds please use our facility.

My partner and I are in the process of viewing apartments in Ripley and I am now considering a potential offer. Is it too early to have a solicitor in place? I intend to finance via a home loan with RBS.

You should start requesting conveyancing quotes from solicitors ASAP. Once you decide who you want to use and once your offer is accepted you can instruct them to work for you and pass their details on to the EA. As you are getting a mortgage with RBS, ask your prospective lawyers if they are on the RBS conveyancing panel otherwise they can't do the mortgage legal work.

I've recently found out that there is a flying freehold element on a property I put an offer in last month in what should have been a simple, no chain conveyancing. Ripley is where the house is located. Can you shed any light on this issue?

Flying freeholds in Ripley are not the norm but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Ripley you must be sure that your lawyer goes through the deeds diligently. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Ripley may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.

Our lenders have just issued us with a mortgage offer. We appointed a long established conveyancer in Ripley last week. Today, our broker contacted us saying that the mortgage company said that we cannot use our solicitor as they aren't on their 'approved list'. As novices, we had no idea that the lender had some control over our choice Is this legal?

You are permitted to select any lawyer you prefer to use including the said conveyancer in Ripley but if they are not on the your lender's approved list you must pay additional cost so your bank can retain their own conveyancer too. On occasion it is conceivable that your solicitor may apply to get added to the mortgage company list of approved firms. Do make the most of online search facilities such as lenderpanel.com to find a conveyancing solcitor in Ripley on the lender panel. You can go into your high street lender branch in Ripley. They can recommend conveyancing solicitors in Ripley on the lender panel.