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Find a Belper Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Belper? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Belper transaction at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Belper conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Belper

Am I correct in assuming that the fact that my solicitor in Belper is not listed on my lender's solicitor panel that there is a problem with the standard of her work?

It would not be wise to jump to that conclusion. There are all sorts of perfectly plausible explanations. A recent report by the solicitors regulator revealed 76% of law firms surveyed had been removed from at least one lender panel. The most common reasons for removal are: (1) low volume of transactions (2) the lawyer is a sole practitioner (3) as part of the HSBC panel reduction (4) regulatory contact by SRA (5) accidental removal. Should you be concerned you should contact the Belper conveyancing firm and enquire why they are no longer on the approved list for your lender.

Why is leasehold purchase conveyancing in Belper costs more?

Belper leasehold properties involve far more paperwork than a freehold purchase, and therefore takes more time to examine and advise upon.Conveyancing will involve the lease having to be checked which is usually a lengthy document, queries raised to ensure that the covenants and conditions have been observed. If it is a flat there will be a management company in existence and the accounts of this will need to be checked and enquiries raised to ensure it is operating efficiently and that all monies due have been paid by the Seller to the company and if not ensuring that money is paid up to date or the appropriate undertakings obtained.

I am considering applying for a Aldermore mortgage for purchase of a new build (under development) in Belper with 60% LTV. Is it compulsory to choose a solicitor on the conveyancing panel for Aldermore ?

In theory, you could use a solicitor that is not on the Aldermore conveyancing panel, but Aldermore would require one of their panel solicitors to be instructed to act in their interests, and you'd have to pay for this - so most people instruct a panel solicitor. It's also easier, as otherwise you'd have to deal with two solicitors for the same transaction.

I'm buying a new build house in Belper with the aid of help to buy. The sellers refused to budge the price so I negotiated £7000 of additionals instead. The property agent suggested that I not reveal to my lawyer about this extras as it would affect my loan with National Westminster Bank. Should I keep quiet?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

How easy is it to change solicitor as I have to retain one who is on the TSB conveyancing panel. I was using a local conveyancing solicitor in Belper five minutes from me but the firm is not accepted by TSB

It would be our pleasure to assist you find a conveyancing solicitor in Belper on the TSB panel. Please note that the property lawyers that we list do not pay us a referral fee if you instruct them and are fully regulated by the SRA who oversee all conveyancing solicitors in Belper. In utilising search facility on this site, you can compare and instruct different solicitors and conveyancers both nationally and in Belper.

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