Last September we completed a house move in Wirksworth. We have since encountered a number of issues with the property which we believe were missed in the conveyancing searches. What action can we take? What searches should? have been ordered as part of conveyancing in Wirksworth?
The question is vague as to the nature of the problems and if they are specific to conveyancing in Wirksworth. Conveyancing searches and investigations initiated as part of the legal transfer of property are designed to help avoid problems. As part of the legal transfer of property, the vendor answers a form referred to as a SPIF. answers turns out to be misleading, then you may have a claim against the owner for any losses that you have suffered. The survey should have identified any problems with the structure of the property. Assuming a detailed survey was carried out and the issues were not identified, you may have a claim against the surveyor. However, if you did not have a full survey, you may be responsible for fixing any defects that have now been noted. We would always encourage buyers to take every possible step to ensure they are completely aware of the condition of a property before purchase regardless of whether they are buying in Wirksworth.
In what way does my ID and proof of funds have anything to do with my conveyancing in Wirksworth? Is this really necessary?
You are right in the requirement set out by your solicitor has nothing to do with conveyancing in Wirksworth. However these days you can not proceed with any conveyancing process if you have not providing evidence of your identity. This usually takes the form of a either your passport or driving licence as well as a council tax bill. Remember if you are supplying your driving licence as evidence of identification it must be both the paper element as well as the photo card part, one is not acceptable without the other.
Verification of your source of funds is necessary in accordance with the Money Laundering Regulations. Don’t be offended when you are asked to produce this as your conveyancing solicitor must have this information on file. Your Wirksworth conveyancing solicitor will require evidence of proof of funds before they are able to accept any monies from you into their client account and they will also ask additional queries regarding the source of monies.
My colleague recommended that if I am buying in Wirksworth I should carry out a Neighbourhood, Planning and Local Amenity Search. What does it cover?
A search of this type is usually included in the estimate for your Wirksworth conveyancing searches. It is a large report of more than thirty pages, listing and detailing important information about Wirksworth around the property and the people living there. It includes an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the local Housing Market, Council Tax Banding, the demographics of People living in the area, the dominant type of Housing, the Average Property Price, Crime statistics, Local Education with maps and statistics, Local Amenities and other useful information concerning Wirksworth.
Due to the advice of my in-laws I had a survey completed on a house in Wirksworth prior to appointing conveyancers. I have been informed that there is a flying freehold aspect to the property. The surveyor advised that some banks may not give a loan on such a property.
It depends who your proposed lender is. Lloyds has different requirements from Birmingham Midshires. If you e-mail us we can look into this further via the relevant bank. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Wirksworth. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Wirksworth to see if the conveyancing costs will increase in light of this.
Is it possible to transfer to a new conveyancer as I have to retain a firm on the Nationwide Building Society conveyancing panel. I hired a high street conveyancing solicitor in Wirksworth round the corner but the firm is not approved by Nationwide Building Society
We will our best to assist in finding you a conveyancing solicitor in Wirksworth on the Nationwide Building Society panel. Please note that the solicitors that we list do not pay us a referral fee if you instruct them and are under regulation of the Solicitors Regulation Authority who oversee all conveyancing solicitors in Wirksworth. Using the find a conveyancing solicitor tool on this site, you can compare and instruct different solicitors and conveyancers both nationally and in Wirksworth.