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Find a Chesterfield Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Chesterfield? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Chesterfield home move at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Chesterfield conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Chesterfield

Can you help - my lawyer advises that lack of right of way insurance is needed on my purchase. What is the typical level of cover needed for conveyancing in Chesterfield?

The right level of lack of right of way indemnity insurance should be dictated by who your lender. It would differ for example between Nationwide Building Society and Skipton Building Society. Conveyancing practitioners as opposed to borrowers take out such policies.

Is it the case that all Chesterfield solicitor practices on the Coventry BS conveyancing panel are regulated by the Solicitors Regulatory Authority?

As solicitors, in order to be on the Coventry BS approved list of solicitors they would need to be regulated by the Solicitors Regulatory Authority. Many mortgage companies do list licenced conveyancers on their panel in which case such organisation would be regulated by the CLC.

I had an offer accepted on an apartment in Chesterfield on 2/4/2024, valuation was booked 2 days after, all came back fine. Conveyancer instructed, so all that was missing was my mortgage offer. Having made daily calls to Virgin Money and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Virgin Money conveyancing panel. Are Virgin Money entitled to hold back the Mortgage pending the lawyer being on the approved list?

A lender would not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for Virgin Money to deal with your lawyer's application to be on the Virgin Money conveyancing panel. There's no guarantee that your solicitor will be accepted.

How does conveyancing in Chesterfield differ for newly converted properties?

Most buyers of new build property in Chesterfield approach us having been asked by the housebuilder to sign contracts and commit to the purchase even before the house is finished. This is because builders in Chesterfield tend to acquire the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Chesterfield or who has acted in the same development.

Yesterday I discovered that there is a flying freehold issue on a property I have offered on two weeks back in what was supposed to be a simple, no chain conveyancing. Chesterfield is where the house is located. Is there any advice you can give?

Flying freeholds in Chesterfield are rare but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Chesterfield you must be sure that your lawyer goes through the deeds very carefully. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Chesterfield may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.

Am I better off to instruct a Chesterfield conveyancing solicitor based in the vicinity that I am hoping to buy? We have a good friend who can deal with the legal formalities however his firm is located 200kilometers drive away.

The primary upside of using a high street Chesterfield conveyancing practice is that you can visit the firm to sign documents, hand in your identification documents and pester them where appropriate. They will also have local intelligence which is a plus. However nothing is more important than finding someone that will pull out all the stops for you. If other friends have instructed your friend and they were happy that must surpass using an unfamiliar Chesterfield conveyancing solicitor solely due to them being Chesterfield based.

A mortgage offer from a lender for the refinancing of my 2 bedroom maisonette is expected any day now. Are you able to recommend a low cost remortgage conveyancing lawyer in Chesterfield ?

This site is not designed to help in pursuit of a cheap conveyancing solicitors in Chesterfield. Our intention is to offer excellent value conveyancing but our intention is not to work with the cheapest lawyers. Avoid the trap of appointing companies offering £99 conveyancing in Chesterfield.In your best case scenario, in going for cheap conveyancing, you will get what you pay for and at worst you will end up being stung for extras and still not receive the service required.

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Dronfield
Chesterfield

Find out more about how flying freehold can affect your the value of a property.