We're in Chesterfield, First timers buying with a mortgage (lender is Clydesdale , and our solicitor is on the Clydesdale conveyancing panel). How long should the conveyancing process take?

The fact that your lawyer is on the Clydesdale conveyancing panel is a help. It would almost certainly delay matters if they were not. However, no solicitor should guarantee a timeframe for your conveyancing, due to third parties outside of your control such as delays caused by lenders,conveyancing search providers or by the other side’s solicitors. The time taken is often determined by the number of parties in a chain.

Have completed on a a terraced house in Chesterfield , how long should it take for the Land Registry to register my ownership? My Chesterfield conveyancing solicitor works at snail pace, so I want to check the land registry aspects are addressed.

There is nothing unique about conveyancing in Chesterfield registration formalities. Rather than based on location, timeframes can differ subject to who lodges the application, whether there are errors and whether the Land registry must send notices to any interested persons or bodies. Currently in the region of three quarters of submission are fully addressed within 12 days but some can be subject to extensive delays. Historically registration takes place after the new owner is living at the premises therefore post completion formalities is not usually top priority yet if there is a degree of urgency associated with the registration then you or your conveyancer should communicate with the Registry to express the reasoning for an expedited registration.

The estate agent has sent us the confirmation of our purchase of a new build apartment in Chesterfield. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.

Set out below is a sample of a few leasehold new build enquiries that you can expect your new-build leasehold conveyancing in Chesterfield

If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified. There must be mutual enforceability of lessee’s covenants. The Vendor must covenant to keep unoccupied units in good repair until long leases are granted therefore. Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease.

I opted to have a survey carried out on a property in Chesterfield in advance of appointing solicitors. I have been advised that there is a flying freehold aspect to the house. My surveyor has said that some lenders tend refuse to grant a loan on such a premises.

It varies from the lender to lender. HSBC has different requirements for example to Halifax. Should you wish to call us we can check with the appropriate bank. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Chesterfield. Conveyancing may be slightly more expensive based on your lender's requirements.

I'm remortgaging my existing house to a buy to let mortgage with Skipton Building Society and intend to use the remaining equity as a deposit on a second house. The area we are looking at is Chesterfield. Will your solicitors be able to act for both sets of banks and tie in the transactions?

Do use our comparison tool on this site to ensure that the lawyers are on the appropriate lender panels. On the basis that they are the lawyer should be able to tie up the two conveyancing matters but you should have a chat with you solicitor and specify your desired outcome and needs.