lenderpanel

Find a Dronfield Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Dronfield? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Dronfield conveyancing at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Dronfield conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Dronfield

Me and my husband are buying a leasehold flat in Dronfield. My property lawyer is not listed on the mortgage company conveyancing panel. Am I still permitted to use my Dronfield conveyancing solicitor notwithstanding that they are excluded from the lender approved list?

One must use a lawyer to deal with the formalities when you take out a mortgage to buy your property. The lawyer will conduct all the appropriate due diligence on the property, ensuring that you’re registered as proprietor and ensure that all the required mortgage documentation is in order. You could select a Dronfield lawyer of your choosing. However, where the conveyancer selected is not on the lender approved list supplemental costs will be levied as separate legal representation will be need by the lender. Conveyancing panel applications may be submitted, so where your lawyer has not in the past sought membership they should do so.

Can your site be used to find a Conveyancing solicitor in Dronfield even if I’m not buying or selling a house, for instance if I want to acquire a shop in Dronfield with a mortgage from Skipton Building Society?

Our search tool is mainly utilised to help choose domestic conveyancing solicitors in Dronfield but we have set out towards the end of this page some Dronfield commercial conveyancing firms. You will need to enquire with the company directly to see if they can also act for Skipton Building Society

I am about to put an offer on a leasehold apartment in Dronfield. The property agents assure me that it is the norm for flats in Dronfield to have less than 75 years remaining. I am expecting a loan with Platform. Will the property be mortgageable given that the lease has 69 years remaining.

Most leasehold conveyancing experts should be able to deal with a lease extension. if you are obtaining a mortgage then your lender may insist that the lease be extended before competition. Platform have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 26/6/2022 the requirements read as follows :

Minimum 85 years unexpired from completion, except where the mortgage application is pursuant to Platform's participation in the Government's Help to Buy Shared Equity scheme, in which case (a) the unexpired lease term must not be less than 250 years for new-build houses and not less than 125 years for new-build flats and (b) ground rent must be reasonable at all times and any escalation must be linked to RPI (Retail Price Index) or a similar index.

Do I need to take out insurance to cover chancel repairs when buying a residence in Dronfield?

Unless a prior purchase of the property took place post 12 October 2013 you can assume that conveyancing practitioners handling conveyancing in Dronfield to continue to propose a a chancel search and or chancel repair liability policy.

How does one remove a departed person's name from the title register for a house in Dronfield?

If a Dronfield property is co-owned and one of the proprietors dies, their name will not automatically be removed from the title deeds. It is not necessary to remove their name as when it comes to a sale you would simply be required to supply proof why the co proprietor is missing from the transfer, such as the probate documents.

With the aim of making things smoother in the future you may apply to have the deceased party erased from the title by applying to HMLR with evidence of the death. There is no fee from the Registry for this service.

Last updated

Find out more about how flying freehold can affect your the value of a property.