We were just about to exchange contracts for a ground floor flat in Darnall. We have hit a stumbling block. Our mortgage offer with HSBC Bank runs out on 15/10/2025 but the owners are suggesting a completion date of 17/10/2025. Is it possible to prolong the mortgage expiry date?

The person best placed to deal with your question is your conveyancer who is in a position to determine whether they should be discussing with the lender, seller’s representatives, selling agents or indeed all parties taking into account what has gone on in your transaction to date.

We see that you have a search directory identifying solicitors on the Kent Reliance conveyancing panel. Do companies pay you a commission if I instruct them for our own conveyancing in Darnall?

We are a listing service only for law firms wishing to communicate if they are on the Kent Reliance conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Darnall.

Yesterday I discovered that there is a flying freehold issue on a property I put an offer in last month in what should have been a quick, chain free conveyancing. Darnall is where the house is located. Can you shed any light on this issue?

Flying freeholds in Darnall are unusual but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Darnall you must be sure that your lawyer goes through the deeds diligently. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Darnall may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.

Is it possible to swap conveyancer as I need to instruct a firm on the National Westminster Bank conveyancing panel. I had appointed a local conveyancing solicitor in Darnall round the corner but the firm is not accepted by National Westminster Bank

We will our best to assist in finding you a conveyancing solicitor in Darnall on the National Westminster Bank panel. Please note that the conveyancers that we on the directory do not pay us commission if you instruct them and are authorised and regulated by the SRA who oversee all conveyancing solicitors in Darnall. Using search facility on this site, you can compare and instruct different solicitors and conveyancers both nationally and in Darnall.

My husband and I hope to purchase our first property in Darnall. Conveyancing solicitor already instructed. The financial consultant advised that a survey is not needed as the house was only constructed twenty two years ago.

As the bare minimum you need a Home Buyer's Report. Given the property is over 10 years old the property will be without a warranty, so you don't want to take a risk. Where a property of this age shows no signs of problems a Home Buyer's report could be sufficient. The report should highlight any apparent problems and suggest further investigation where relevant. If there are any signs of material issues obtain a comprehensive Building Survey from the beginning.