Is there a list of Clydesdale panel solicitors in Parkwood Springs on the Council of Mortgage Lender’s Website?
No. There is no such tool on the CML or Building Society Association websites. Very few lending institutions make their panel listings visible online. If you are in need of a Parkwood Springs solicitor on the Clydesdale please make the most of our facility.
I'm in the throws of looking at apartments in Parkwood Springs and I am now considering a potential offer. Is it sensible to have a solicitor on ‘stand by’? I am planning to take a mortgage with TSB.
It would be advisable to start your search sooner rather than later. After you have chosen your lawyer and once your offer is accepted you can instruct them to work for you and forward their details on to the estate agent. Given that you are obtaining a mortgage with TSB, make sure you remember to check that your lawyer is on the TSB conveyancing panel.
The formalities of my remortgage has taken place for my property in Parkwood Springs. Conveyancing was a necessary evil but I feel I should register my dissatisfaction about the lender. Who do I contact should I wish to lodge a complaint?
All lenders have complaints procedures. Your first port of call should be one of the lender’s branches or the Customer Care Department at head office. We understand that complaints to a lender are sorted out effectively and efficiently. If you feel the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR who will take matters further.
Despite weeks of looking the Title Certificate and documents to my home can not be found. The lawyers who dealt with the conveyancing in Parkwood Springs 10 years ago have long since closed. What are my options?
You no longer need to have the physical deeds to prove you own the land or premises, given that the Land Registry hold details of all registered land or property electronically.
I opted to have a survey done on a house in Parkwood Springs before retaining lawyers. I have been told that there is a flying freehold aspect to the property. My surveyor advised that some lenders may not issue a mortgage on a flying freehold house.
It varies from the lender to lender. Santander has different requirements for example to Birmingham Midshires. If you call us we can check via the relevant mortgage company. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Parkwood Springs. Conveyancing will be smoother if you use a solicitor in Parkwood Springs especially if they are acquainted with such properties in Parkwood Springs.
Can you provide any advice for leasehold conveyancing in Parkwood Springs with the aim of saving time on the sale process?
- Much of the delay in leasehold conveyancing in Parkwood Springs can be reduced where you appoint lawyers the minute you market your property and ask them to collate the leasehold documentation which will be required by the purchasers’ solicitors. If you have the benefit of shareholding in the Management Company, you should ensure that you hold the original share certificate. Organising a duplicate share certificate can be a time consuming process and delays many a Parkwood Springs conveyancing deal. If a reissued share is needed, do contact the company director and secretary or managing agents (where applicable) for this as soon as possible. If you have had any disputes with your freeholder or managing agents it is very important that these are settled before the property is put on the market. The purchasers and their solicitors will be reluctant to purchase a flat where there is an ongoing dispute. You may need to swallow your pride and discharge any arrears of service charge or settle the dispute prior to the buyers completing the purchase. It is therefore preferable to have any dispute settled ahead of the contract papers being issued to the buyers’ solicitors. You are still duty bound to disclose details of the dispute to the buyers, but it is clearly preferable to reveal the dispute as over rather than unsettled. If you have carried out any alterations to the residence would they have required Landlord’s permission? In particular have you laid down wooden flooring? Most leases in Parkwood Springs state that internal structural alterations or installing wooden flooring require a licence from the Landlord approving such changes. Should you dont have the approvals in place do not contact the landlord without contacting your solicitor in advance.
I invested in buying a 2 bed flat in Parkwood Springs, conveyancing was carried out 9 years ago. Can you let me have an estimated range of the fair premium for a lease extension? Comparable flats in Parkwood Springs with over 90 years remaining are worth £180,000. The ground rent is £65 charged once a year. The lease runs out on 21st October 2078
With just 59 years remaining on your lease we estimate the price of your lease extension to range between £20,900 and £24,200 plus legals.
The suggested premium range above a general guide to costs for extending a lease, but we are not able to advice on a more accurate figure in the absence of detailed investigations. You should not use the figures in a Notice of Claim or as an informal offer. There are no doubt additional issues that need to be considered and you obviously should be as accurate as possible in your negotiations. You should not take any other action placing reliance on this information before seeking the advice of a professional.
My husband and I intend to buy our first property in Parkwood Springs. Conveyancing lawyer has been appointed. The mortgage adviser advised that a survey is not appropriate as the house was only built in 2002.
As the bare minimum you need a Home Buyer's Report. As the property was built more than a decade ago the property will not come with a warranty, so you would be well advised not to take a risk. For a property that age with no signs of problems a Home Buyer's report may be enough. They will highlight any obvious problems and recommend further investigation where appropriate. Where there are any signs of material issues seek a full Building Survey from the beginning.