We are buying a brand new flat in Grenoside and my solicitor is advising me that she has to the mortgage company to disclose incentives from the seller. The Estate Agents are hassling me to sign contracts and my preference is not to delay the conveyancing. Is my lawyer right?

You should not exchange unless you have been advised to do so by your solicitor. A precondition to being on a lender panel is to comply with the UK Finance Lenders’ Handbook conditions. The CML Conveyancing Handbook requires that your lawyer have the appropriate Disclosure of Incentive form completed by the developer and accepted by your lender.

Does a directory service exist listing Virgin Money panel solicitors in Grenoside on the Council of Mortgage Lender’s Website?

Unfortunately not yet. There is no such directory service on the CML or Building Society Association sites. Very few lenders make their panel listings open the public online. Where you are looking for a Grenoside solicitor on the Virgin Money please make the most of our tool.

Is it the case that all Grenoside solicitors on the Aldermore conveyancing panel are regulated by the SRA?

As a firm of solicitors, in order to be on the Aldermore conveyancing panel they would need to be regulated by the SRA. Many lenders do permit licenced conveyancers on their panel in which case such practice would be governed by the CLC.

We have agreed to purchase a house in Grenoside. One unusual aspect is that the roof has a solar panel. Solicitors conducting should look into this right? Will my lender Principality be concerned?

Given that you are obtaining a mortgage with Principality your lawyer must check the formal instructions outlined in Section two of UK Finance Lenders’ Handbook for Principality. The Council of Mortgage Lenders’ Handbook sets out minimum requirements for solar panel roof-space leases, and property lawyers are required to report to Principality where a lease does not comply with these provisions. The requirements relate to the installation of panels on properties countrywide and is not isolated to Grenoside.

I am buying a new build flat in Grenoside. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build legal work.

Set out below is a sample of a few leasehold new build questions that you should expect your new-build leasehold conveyancing in Grenoside

Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents. Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company? Please confirm the Lease plans are surveyor prepared. The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme. Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease.

I need to instruct a conveyancing solicitor for freehold conveyancing in Grenoside. I've discover a web site which appears to be the ideal offering If it is possible to get all formalities done via email that would be ideal. Do I need to be concerned? What are the potential pitfalls?

As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?

Should one remove a departed person's name from the title deeds for a property in Grenoside?

If a Grenoside property is jointly owned and one of the proprietors passes away, their name will not immediately be removed from the Land Registry title. You are not required to remove their name as in the event of a disposal your conveyancer would just need to supply proof why the other proprietor is not included in the conveyance, such as the probate documents.

With the aim of making things smoother for the sale of the property you may arrange to have the deceased party removed from the title register by submitting an application to the land registry with proof of the death. There is no land registry fee payable.