We are buying a house and require a conveyancing solicitor in Parson Cross who is on the TSB solicitor panel. Can you recommend a local conveyancing firm?

Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for TSB . We don't recommend any particular firms conducting conveyancing in Parson Cross.

My wife and I purchased a terraced Victorian house in Parson Cross. Conveyancing solicitor acted for me and Norwich and Peterborough Building Society. I did a free Land Registry search last week and I saw two entries: the first freehold, another for leasehold under the matching address. Is it worth asking Norwich and Peterborough Building Society to clarify?

You should read the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Parson Cross and other areas of the country and poses no real issues for owners other than when they sell they have to account for both freehold and leasehold interests when dealing with buyers. You can also enquire as to the position with your conveyancing solicitor who conducted the conveyancing.

I am buying a new build house in Parson Cross with a loan from Virgin Money. The sellers would not move on the price so I negotiated £7000 of fixtures and fittings instead. The estate agent suggested that I not reveal to my conveyancer about the extras as it may jeopardize my mortgage with the bank. Do I keep my lawyer in the dark?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

Yesterday I discovered that there is a flying freehold element on a property I have offered on two weeks back in what should have been a straight forward, no chain conveyancing. Parson Cross is the location of the property. Can you shed any light on this issue?

Flying freeholds in Parson Cross are unusual but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Parson Cross you would need to get your solicitor to go through the deeds thoroughly. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Parson Cross may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.

Am I right to be wary by 3rd parties that I am dealing with are suggesting a factory type conveyancing firm rather than a High Street Parson Cross conveyancing firm?

As is the case with many professional services, often recommendations from family and friends can be most helpful. Nevertheless there are many players in a conveyancing transaction; estate agents, mortgage brokers and lenders may suggest conveyancers to retain. Sometimes these lawyers might be known to one of the organisations as experts in their field, but occasionally there may be a financial incentive behind the recommendation. You are at liberty to appoint your preferred conveyancer. You need to be aware that many banks specify a panel list of conveyancers you have to use for the lender related work in your home move.