I am buying a 3 bedroom semi in Hackenthorpe. The intention is to carry out an extension to the side at the property.Will the conveyancing process involve enquiries to see if these works are prohibited?
Your solicitor should review the registered title as conveyancing in Hackenthorpe will sometimes identify restrictions in the title deeds which prevent categories of changes or necessitated the permission of a 3rd party. Many extensions require local authority planning consent and approval in accordance building regulations. Certain areas are designated conservation areas and special planning restrictions apply which often prevent or impact extensions. You should check these things with a surveyor before you commit yourself to a purchase.
My solicitor has informed me that flying freehold insurance is necessary on my purchase. What is the level of cover for Hackenthorpe conveyancing?
The right level of flying freehold indemnity insurance should be dictated by who who your lender is. It would differ for example between Lloyds TSB Bank and Barnsley Building Society. Conveyancing lawyers as opposed to members of the public take out such policies.
I have decided to exercise my right to buy my property in Hackenthorpe off the council. I have a mortgage agreed with Lloyds. Conveyancing is not something I have any knowledge of. Can I proceed without a solicitor easily? I think we can but we keep being told I should use one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Lloyds, you will need to appoint a solicitor on the Lloyds conveyancing panel.
A colleague advised me that where I am buying in Hackenthorpe I should ask my conveyancer to perform a Neighbourhood, Planning and Local Amenity Search. Can you explain what the purpose of this search is?
A search of this type is usually quoted for as part of the standard Hackenthorpe conveyancing searches. It is a large report of about 40 pages, listing and setting out significant information about Hackenthorpe around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the local Housing Market, Council Tax Banding, the type of People living in the area, the dominant type of Housing, the Average Property Price, Crime statistics, Local Education with maps and statistics, Local Amenities and other useful data about Hackenthorpe.
Are there restrictive covenants that are commonly identified during conveyancing in Hackenthorpe?
Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the legal transfer of property in Hackenthorpe. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
Yesterday I discovered that there is a flying freehold issue on a house I have offered on last month in what was supposed to be a quick, no chain conveyancing. Hackenthorpe is where the house is located. Can you shed any light on this issue?
Flying freeholds in Hackenthorpe are unusual but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Hackenthorpe you must be sure that your lawyer goes through the deeds thoroughly. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Hackenthorpe may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
I need to instruct a conveyancing solicitor for my conveyancing in Hackenthorpe. I've discover a web site which looks to be the ideal solution If it is possible to get all the legals completed via phone that would be ideal. Do I need to be concerned? What are the potential pitfalls?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?