My partner and I are refinancing our apartment in Barlborough with Yorkshire BS. We have a son 18 who lives at home. Our solicitor requested us to identify any adults other than ourselves who reside at the property. Our lawyer has now e-mailed a document for our son to sign, waiving any legal rights in the event that the property is forfeited by the lender. I have a couple of concerns (1) Is this form unique to the Yorkshire BS conveyancing panel as he did not need to sign this form when we remortgaged 5 years ago (2) In signing this form is our son in any way compromising his right to inherit the property?

On the face of it your lawyer has done nothing wrong as it is established procedure for any occupier who is aged 17 or over to sign the necessary Consent Form, which is purely to state that any rights he has in the property are postponed and secondary to Yorkshire BS. This is solely used to protect Yorkshire BS if the property were re-possessed so that in such circumstances, your son would be legally obliged to leave. It does not impact your son’s right to inherit the apartment. Please note that if your son were to inherit and the mortgage in favour of Yorkshire BS had not been discharged, he would be liable to take over the loan or pay it off, but other than that, there is nothing stopping him from keeping the property in accordance with your will or the rules of intestacy.

I have justfound out that Stirling Law have been shut down. They carried out my conveyancing in Barlborough for a purchase of a leasehold apartment 9 months ago. How can I be sure that the property is not still registered in the name of the former proprietor?

The quickest method to see if the property is registered to you, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Barlborough conveyancing specialists.

Over the last few months I have been searching for a leasehold apartment up to £305k and found one near me in Barlborough I like with a park and railway links nearby, however it only has 49 remaining years left on the lease. There is not much else in Barlborough for this price, so just wondered if I would be making a mistake purchasing a short lease?

Should you require a mortgage that many years will likely be a potential deal breaker. Discount the offer by the expected lease extension will cost if not already taken into account. If the existing proprietor has owned the premises for a minimum of 2 years you could request that they commence the lease extension formalities and pass it to you. An additional ninety years can be extended on to the existing lease and have £0 ground rent by law. You should speak to your conveyancing lawyer concerning this matter.

As co-executor for the estate of my aunt I am selling a house in Cardiff but I am based in Barlborough. My conveyancer (based 300 kilometers awayhas requested that I execute a statutory declaration ahead of completion. Can you recommend a conveyancing practitioner in Barlborough to witness this legal document for me?

Technically speaking you are unlikely to need to have the documents witnessed by a conveyancing solicitor. Ordinarily or notary public or qualified solicitor will do regardless of whether they are based in Barlborough

Expecting to sign contracts shortly on a garden flat in Barlborough. Conveyancing solicitors inform me that they are sending me a report within the next couple of days. What should I be looking out for?

The report on title for your leasehold conveyancing in Barlborough should include some of the following:

Responsibility for maintaining the window frames Details of the parties to the lease, for instance these could be the leaseholder, head lessor, freeholder What options are available to the landlord where you have breached the provisions of the lease? Repair and maintenance of the flat Setting out your legal entitlements in respect of the communal areas in the block.For instance, does the lease grant a right of way over a path or hallways?

I invested in buying a studio flat in Barlborough, conveyancing having been completed 10 years ago. Can you let me have an estimate of the premium that my landlord can legally expect in return for granting a renewal of my lease? Corresponding flats in Barlborough with over 90 years remaining are worth £206,000. The ground rent is £45 charged once a year. The lease terminates on 21st October 2091

With 66 years unexpired we estimate the premium for your lease extension to span between £12,400 and £14,200 as well as plus your own and the landlord's "reasonable" professional fees.

The suggested premium range above a general guide to costs for extending a lease, but we are not able to provide the actual costs in the absence of detailed investigations. Do not use the figures in tribunal or court proceedings. There are no doubt additional issues that need to be taken into account and you obviously want to be as accurate as possible in your negotiations. You should not take any other action based on this information without first getting professional advice.