How up to date is your database of Bolsover solicitors on the HSBC conveyancing panel? Do HSBC send you an updated list?

Bolsover conveyancing firms themselves provide us confirmation that they are on the HSBC conveyancing panel as opposed to being supplied with a list from HSBC directly.

It has been 4 months following my purchase conveyancing in Bolsover took place. I have checked the Land Registry site which shows that I paid £175,000 when infact I paid £170,000. Why the discrepancy?

The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the property from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.

Just had an offer accepted on a new build apartment in Bolsover. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build legal work.

Here is a sample of a few leasehold new build enquiries that you can expect your new-build leasehold conveyancing in Bolsover

Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier? If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents. Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company?

I opted to have a survey carried out on a house in Bolsover ahead of appointing lawyers. I have been informed that there is a flying freehold element to the house. My surveyor has said that some lenders may refuse to give a mortgage on such a property.

It depends who your proposed lender is. Santander has different instructions from Birmingham Midshires. Should you wish to telephone us we can investigate further with the relevant mortgage company. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Bolsover. Conveyancing will be smoother if you use a solicitor in Bolsover especially if they regularly deal with such properties in Bolsover.

Can I determine who is the owner of a property in Bolsover?

As long as the premises is recorded at HM Land Registry, and you have sufficient information of the location of the property, you should be able to see details from the HMLR of the recorded owner for a for less than a fiver.