I have given 8 weeks notice to my current landlord and have to leave my let out flat in Clowne by 21/6/2024. Conveyancing on my purchase is progressing. Can I complete in six weeks as I wish to avoid having to move into temporary accommodation?

It is unwise to provide notice on a rental until your lawyer suggests that you should. If you have not already done so, notify to your solicitor and request that they apply pressure on the other lawyers, try to a target completion date that all parties will aim to achieve

My partner and I are in the process of looking at flats in Clowne and I am now considering a potential offer. Is it premature to have a solicitor in place? I intend to finance via a home loan with Santander.

You should start obtaining conveyancing estimates from solicitors ASAP. After you have chosen your lawyer and once your offer is accepted you can instruct them to work for you and forward their contact information on to the selling agent. As you are getting a mortgage with Santander, make sure you remember to check that your lawyer is on the Santander conveyancing panel.

I am selling my house. I had a double glazing fitted in July 2008, but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s lender, Leeds Building Society are being pedantic. The Clowne solicitor who is on the Leeds Building Society conveyancing panel is happy to accept ‘lack of building regulation’ insurance but Leeds Building Society are insisting on a building regulation certificate. Why do Leeds Building Society have a conveyancing panel if they don't accept advice from them?

It is probably the case that Leeds Building Society have referred the matter to their valuer. The reason why Leeds Building Society may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.

Kent Reliance have agreed my home loan in principle, my bid on a property in Clowne has been agreed to, now what?

Your estate agent will wish to be advised as to your property lawyer's details (be sure the property lawyers are on the lender’s panel). Call up Kent Reliance or the broker and complete any appropriate paperwork. Kent Reliance will instruct a valuer who will get in contact with the selling agent or seller to arrange a time for the valuation to take place. Once carried out (assuming no problems) it takes on average a week to get a mortgage offer. Kent Reliance will issue the offer to you and your conveyancing practitioners. The transaction will then take it’s course according the nature and complexity of the conveyancing in Clowne.

Will my conveyancer be asking questions regarding flooding during the conveyancing in Clowne.

The risk of flooding is if increasing concern for lawyers dealing with homes in Clowne. There are those who buy a property in Clowne, fully aware that at some time, it may be flooded. However, leaving to one side the physical damage, where a property is at risk of flooding, it may be difficult to obtain a mortgage, adequate building insurance, or sell the premises. There are steps that can be taken as part of the conveyancing process to forewarn the buyer.

Conveyancers are not qualified to impart advice on flood risk, however there are a number of searches that can be initiated by the buyer or by their lawyers which can give them a better understanding of the risks in Clowne. The conventional set of completed inquiry forms supplied to a buyer’s solicitor (where the Conveyancing Protocol is adopted) contains a usual inquiry of the owner to determine if the premises has suffered from flooding. In the event that flooding has previously occurred which is not revealed by the seller, then a buyer may commence a legal claim for losses resulting from an incorrect answer. The purchaser’s lawyers should also conduct an enviro report. This will higlight whether there is a recorded flood risk. If so, additional investigations will need to be initiated.

I have justbeen informed that Arc property Solicitors have been shut down. They conducted my conveyancing in Clowne for a purchase of a freehold house 12 months ago. How can I be sure that the property is registered correctly in the name of the previous owner?

The quickest method to see if the property is registered to you, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Clowne conveyancing specialists.

I need to retain a conveyancing solicitor for purchase conveyancing in Clowne. I've land on a site which seems to have the perfect solution If it is possible to get all the legals completed via email that would be ideal. Should I be wary? What are the potential pitfalls?

As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?