My wife and I have recently appointed a conveyancing solicitor in Clowne. I need to find out if they are on the Clydesdale conveyancing panel. Could you help?

The first thing you should do is e-mail your lawyer and enquire whether they can act for the bank. Alternatively you should call Clydesdale who may be able to help.

Is it the case that all Clowne solicitor firms on the Coventry BS conveyancing panel are regulated by the Solicitors Regulatory Authority?

As a firm of solicitors, in order to be on the Coventry BS approved list of solicitors they would need to be regulated by the Solicitors Regulatory Authority. Some mortgage companies do allow licenced conveyancers on their panel in which case such practice would be overseen by the Council of Licensed Conveyancers.

We have agreed to purchase a house in Clowne. A rare aspect is that the roof has a solar panel. Solicitors conducting should look into this right? Will my lender Nottingham be concerned?

Given that your lender is Nottingham your lawyer must comply with the conveyancing requirements outlined in Part two of UK Finance Lenders’ Handbook for Nottingham. The Council of Mortgage Lenders’ Handbook sets out minimum specifications for solar panel roof-space leases, and conveyancers are required to report to Nottingham where a lease fails to satisfy these provisions. The provisions relate to the installation of panels on properties countrywide and is not limited to Clowne.

I can not work out if my mortgage offer obliges me to make sure the lease term for the flat is extended prior to the completion date. I have called into my local Clowne building society branch on various occasions and was told it does not impact the mortgage offer and they will lend. My Clowne conveyancing solicitor - who is on the bank conveyancing panel- telephoned and was told they will not lend in accordance with their UK Finance Lenders’ Handbook minimum lease term requirements. Who do I believe?

The solicitor has to follow the CML Handbook section two requirements for your lender. Unless your lawyer obtains specific confirmation in writing that the bank will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the bank to contact your lawyer in writing confirming that they will accept the number of years left on the lease.

It has been 2 months since my purchase conveyancing in Clowne took place. I have checked the Land Registry site which shows that I paid £200,000 when infact I paid £160,000. Why the discrepancy?

The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the residence from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.

I am selling my home. My past conveyancers has retired. It would be helpful to have a recommendation of a conveyancing firm. I happen to live in Clowne if that makes things easier.

You should use our search tool to help you find a solicitor for your conveyancing in Clowne. We have connected thousands of home buyers and sellers with lender approved solicitors to ensure that the legalities of their house move runs with a minimum of fuss.

I have just appointed agents to market my garden apartment in Clowne. Conveyancing is yet to be initiated, but I have just received a quarterly maintenance charge demand – what should I do?

The sensible thing to do is clear the invoice as you normally would because all ground rent and maintenance invoices will be apportioned on completion, so you will be reimbursed by the purchaser for the period running from after the completion date to the subsequent invoice date. Most management companies will not acknowledge the buyer until the service charges have been paid and are up to date, so it is important for both buyer and seller for the seller to show that they are up to date. Having a clear account will assist your cause and will leave you no worse off financially.

I acquired a studio flat in Clowne, conveyancing formalities finalised half a dozen years ago. Can you let me have an estimated range of the fair premium for a lease extension? Corresponding flats in Clowne with over 90 years remaining are worth £206,000. The average or mid-range amount of ground rent is £45 per annum. The lease runs out on 21st October 2089

With only 66 years unexpired we estimate the price of your lease extension to be between £11,400 and £13,200 plus legals.

The suggested premium range above a general guide to costs for renewing a lease, but we cannot give you the actual costs without more comprehensive investigations. Do not use the figures in a Notice of Claim or as an informal offer. There may be additional issues that need to be considered and clearly you want to be as accurate as possible in your negotiations. Neither should you take any other action based on this information before getting professional advice.