I am not in a position to travel far from Maltby. Please clarify why all Maltby property lawyers are not on all lender panels?
A decade ago most mortgage companies displayed an attitude to risk which differs from the current day. The FSA in 2010 conducted a thematic review into fraud which concluded: know the property lawyers on your panel. Accordingly, mortgage companies have subsequently looked to extract more data from law firms regarding their operations and the staff who work for them and set certain criteria such as completing a minimum number of transactions. Many law practices have found themselves excluded from lender panels even though they had an exemplary disciplinary record, no complaints and no claims and didn't just 'dabble' in conveyancing. Many firms found it impossible satisfy the criteria of amount of transactions the mortgage companies set.
At what point will exchange of contracts happen for residential conveyancing in Maltby and am I required to be at the conveyancers office?
Where you are local to one of the conveyancing solicitors in Maltby you are invited in to sign the paperwork. That being said, the firms we work with supply countrywide coverage for conveyancing and give as equally diligent and professional a job for you when dealing with you by post or email. The signing of the sale agreement is not the point of no return. A signed contract simply enables the firm to exchange contracts when the time is right, which will usually be very shortly after signing. The exchange process is is usually a five minute process, although where a long "chain" is in play, since the process requires the relevant party's solicitor (not necessarily a conveyancing solicitor in Maltby)to be in the office at the appropriate time.
I require fast conveyancing in Maltby as I am under an ultimatum to sign on the dotted line within 2 weeks. A home loan is not required. Can I decline from having conveyancing searches to save money and time?
As you are not getting a mortgage you are at liberty not to have searches carried out although no conveyancer would suggest that you don't. With lots of history conveyancing in Maltby the following are instances of issues that can show up and adversely affect future mortgageability: Enforcement Actions, Outstanding Fees, Overdue Grants, Railway Schemes,...
Me and my brother have a renovated Edwardian house in Maltby. Conveyancing practitioner acted for me and TSB. I did a free Land Registry search last week and there are a couple of entries: the first freehold, another for leasehold with the exact same property. Is it worth asking TSB to clarify?
You should read the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Maltby and other locations in the country and poses no real issues for owners other than when they mortgage they have to account for both freehold and leasehold interests when dealing with mortgage companies. You can also enquire as to the situation with your conveyancing lawyer who carried out the work.
What makes your site different to alternative internet conveyancing solicitors when it comes to conveyancing in Maltby?
At this site obtain a fixed fee costs illustration via a Solicitor or Licensed Conveyancer that understands the nuances for your conveyancing in Maltby. As opposed to estate agents and many comparison sites we do not operate referral deals with solicitors. A large number of agents and online brokers 'recommend' the firm that pays the most commission, as opposed to the best value conveyancing in Maltby