It is 10 years ago since I acquired my house in Doncaster. Conveyancing solicitors have now been retained on the sale but I am unable to locate the deeds. Will this cause complications?
Don’t worry too much. First there is a chance that the deeds will be retained by your mortgage company or they may be archived with the lawyers who handled your purchase. Secondly the chances are that the title will be recorded at the land registry and you will be able to establish that you own the property by your conveyancing solicitors obtaining current official copies of the land registers. Most conveyancing in Doncaster involves registered property but in the rare situation where your home is unregistered it adds to the complexity but is resolvable.
My uncle pointed out to me me that in buying a property in Doncaster there could be various restrictions as to what one can do in terms of external changes to a property. Is this right?
There are anumerous of properties in Doncaster which have some sort of restriction or requirement of consent to carry out external changes. Part of the conveyancing in Doncaster should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
My husband and I have arranged a further advance on our home loan from Nottingham as we wish to conduct improvements to our property in Doncaster. Do we need to select a local Doncaster solicitor on the Nottingham conveyancing panel to handle the legals?
Nottingham don't usually require a member of their approved list of lawyers to deal with the formalities. If they do require any legal work then you would need to ensure that such a lawyer was on the Nottingham conveyancing panel.
I have a mortgage with Coventry BS for my property in Doncaster. Conveyancing was finalised months ago. In the event that I decide to rent out the flat and do not currently have a buy-to-let mortgage do I need to remortgage to a buy-to-let mortgage or inform Coventry BS?
Coventry BS must be informed of your intention before letting out your property as this is likely to be a breach of Coventry BS’s mortgage conditions. In many cases banks or building societies will permit you to let out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Coventry BS directly. It should not be necessary to do this via a Coventry BS conveyancing panel firm.
I require quick conveyancing in Doncaster as I am faced with a deadline to exchange contracts within one month. Fortunately I do not require a mortgage. Can I avoid the conveyancing searches to save fees and time?
If.Given you are not getting a mortgage you have the choice not to have searches carried out although no law firm would advise that you don't. With lots of history conveyancing in Doncaster the following are instances of issues that can be revealed and therefore affect future mortgageability: Refused Planning Applications, Outstanding Charges, Overdue Grants, Railway Schemes,...
four months have elapsed following my purchase conveyancing in Doncaster concluded. I have checked the Land Registry site which shows that I paid £200,000 when infact I paid £170,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the property from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
I have been sourcing a conveyancing lawyer in Doncaster for my sale. Is it possible to check a firm’s record with the profession’s regulator?
Members of the public can find documented Solicitor Regulator Association (SRA) decisions stemming from investigations from 2008 onwards. Go to Check a solicitor's record. For details about the period before 1 January 2008, or to check a firm's history, phone 0870 606 2555, 08.00 - 18.00 Monday, Wednesday, Thursday, Friday and 09.30 - 18.00 Tuesday. International callers, dial +44 (0)121 329 6800. The SRA may recorded telephone calls for training reasons.