In what way does my ID and proof of funds have anything to do with my conveyancing in Aston? Why is this being asked of me?
It is indeed that case that these requests have nothing to do with conveyancing in Aston. However these days you will not be able to complete any conveyancing process if you have not submitting evidence of your identity. Ordinarily this takes the form of a either your passport or driving licence plus a council tax bill. Please note that if you are providing your driving licence as proof of ID it must be both the paper section and photo card part, one is not sufficient without the other.
Proof of the origin of money is mandated in accordance with the Money Laundering Regulations. Please do not be offended when when this is requested of you as your conveyancing solicitor must have this information on record. Your Aston conveyancing lawyer will need to see evidence of proof of funds before they are able to accept any monies from you into their client account and they should also ask further queries regarding the origin of funds.
I am planning to move home in June. Will my conveyancing solicitor call the removal company on the day of completion. As an aside, can you put forward a removal company in Aston. Conveyancing solicitor was organised before I stumbled across this page.
On the afternoon of completion you can pick up the keys from the estate agent however this should only take place once the sellers lawyers advise the agent that they have the completion monies and the keys can be collected. You should tell the removal men that they can start moving you in. As a matter of policy we do not suggest a specific removal organisation but can help you choose a residential property solicitor in Aston or a legal practice with expertise in conveyancing in Aston.
Is it correct that all Aston CQS (Conveyancing Quality Scheme) solicitors are on the TSB conveyancing list of approved solicitors?
A selection of banks and building societies now utilise the accreditation scheme as the kick off point for Panel membership such as HSBC and Santander. CQS membership however gives no guarantee to lender panel acceptance. Nevertheless,the Council of Mortgage Lenders have indicated that it is likely to become a pre-requisite for solicitors wishing to remain on their approved list of firms.
RBS have agreed my mortgage in principle, my bid on a apartment in Aston has been agreed to, what happens next?
Your estate agent will wish to know who your solicitors are (be sure the lawyers are on the lender’s approved list). Telephone RBS or your broker and finish off any appropriate paperwork. RBS will appoint a valuer who will get in contact with the estate agent or owners to book a slot for the valuation to occur. Once conducted (assuming no problems) it takes approximately ten days to receive the mortgage offer. RBS will issue the offer to you and your solicitors. The legal work will then take it’s course according the nature and complexity of the conveyancing in Aston.
Despite weeks of looking the Title Certificate and documents to our home can not be found. The solicitors who did the conveyancing in Aston 5 years ago no longer exist. What are my options?
Gone are the days when you need to have the physical official documentation to evidence that you own the land or premises, as the Land Registry have everything they need in a digital format.
Due to the guidance of my in-laws I had a survey completed on a property in Aston prior to appointing conveyancers. I have been informed that there is a flying freehold overhang to the house. My surveyor advised that some mortgage companies tend refuse to grant a mortgage on such a house.
It varies from the lender to lender. Bank of Scotland has different instructions for example to Halifax. If you call us we can investigate further via the appropriate bank. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Aston. Conveyancing may be slightly more expensive based on your lender's requirements.
How do I identify a Aston law firm on the Norwich and Peterborough Building Society conveyancing panel? I am a keen cyclist and am happy to travel upto 10kilometers to meet the lawyer.
You can use the search on this page. Please choose the mortgage company and your location and you will see a number of Aston conveyancing lawyers based on proximity. We have detailed some Aston conveyancing firms at the bottom of this page and you can telephone them to check if they are on the Norwich and Peterborough Building Society member panel