Are there restrictive covenants that are commonly identified as part of conveyancing in Aston?
Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the process of conveyancing in Aston. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
Due to the input of my in-laws I had a survey completed on a house in Aston before retaining solicitors. I have been advised that there is a flying freehold overhang to the house. My surveyor advised that some banks tend not issue a mortgage on a flying freehold house.
It depends who your proposed lender is. Bank of Scotland has different requirements from Nationwide. Should you wish to telephone us we can check with the appropriate bank. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Aston. Conveyancing may be slightly more expensive based on your lender's requirements.
Is it possible to swap firm as I need to appoint one who is on the Coventry Building Society conveyancing list. I was using a family conveyancing solicitor in Aston round the corner but he is not accepted by Coventry Building Society
It would be our pleasure to help you find a conveyancing solicitor in Aston on the Coventry Building Society panel. Please note that the conveyancers that we list do not pay us commission if you instruct them and are fully regulated by the Solicitors Regulation Authority who oversee all conveyancing solicitors in Aston. Using search facility on this page, you can compare costs for conveyancing solicitors in Aston and beyond.
Back In 2001, I bought a leasehold flat in Aston. Conveyancing and Coventry Building Society mortgage went though with no issue. A letter has just been received from someone saying they have taken over the freehold. It included a demand for arrears of ground rent dating back to 1992. The conveyancing practitioner in Aston who previously acted has long since retired. Do I pay?
The first thing you should do is contact the Land Registry to make sure that this person is in fact the registered owner of the freehold reversion. There is no need to instruct a Aston conveyancing practitioner to do this as you can do this on the Land Registry website for a few pound. You should note that in any event, even if this is the rightful landlord, under the Limitation Act 1980 no more than 6 years of rent can be collected.
Leasehold Conveyancing in Aston - Examples of Queries before Purchasing
It would be sensible to investigate if there is anything that is prohibited in the lease. For example it is reasonably common in Aston leases that pets are not allowed in certain buildings in Aston. If you love the apartmentin Aston but your dog is not allowed to move with you then you will be faced hard choice. You should want to find out as much as possible about the managing agents as they will impact your use and enjoyment of the property. As the owner of a leasehold property you will be in the clutches of the managing agents from a financial perspective and when it comes to practical matters such as the cleanliness of the common parts. Enquire of other people if they are happy with them. In conclusion, investigate as to the dates that the service fees are due to the managing agents and specifically how they are spending the funds. Are any of leasehold owners in arrears of their service charge payments?
When it comes to my conveyancing in Aston should I be paying VAT on the following: (1) Land reg fee on purchase (2) Pre - completion search fee (3) SDLT E submission on purchase (4) Bank TT fee
(1) Land reg fee on purchase - No (2) Pre - completion search fees -No, (such conveyancing searches are HMLR ones and means £4 and possibly £2 bankruptcy per name on your mortgage) (3) SDLT E submission on your purchase - There is no VAT on Stamp Duty. However if the firm is charging a stamp duty e-submission fee as part of their services - some Aston conveyancers do - that will incur VAT(4) Bank transfer fee - Yes it is for the solicitor's time in submitting the funds this way.