I own a freehold house in Shirebrook yet invoiced for rent, why is this and what is this?
It is rare for properties in Shirebrook and has limited impact for conveyancing in Shirebrook but some freehold properties in England (particularly common in North West England) pay an annual sum known as a Chief Rent or a Rentcharge to a third party who has no other legal interest in the land.
Rentcharge payments are usually between £2.00 and £5.00 per year. Rentcharges date back many centuries, but the Rent Charge Act 1977 barred the establishment of new rentcharges from 1977 onwards.
Old rentcharges can now be redeemed by making a lump sum payment under the Act. Any rentcharges that are still in existence after 2037 will be dispensed with completely.
My wife and I own a semi-detached Georgian house in Shirebrook. Conveyancing lawyer represented me and TSB. I did a free Land Registry search last week and there are a couple of entries: one for freehold, the second leasehold with the matching address. Is it worth asking TSB to clarify?
You should read the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Shirebrook and other areas of the country and poses no real issues for owners other than when they mortgage they have to account for both freehold and leasehold interests when dealing with buyers. You can also check the situation with your conveyancing solicitor who carried out the work.
How easy is it to use your search app to select a conveyancing solicitor in Shirebrook on the panel for my lender?
First select a lender such as Barclays , Chelsea Building Society or Bank of Ireland then specify your location e.g. Shirebrook. Conveyancing practices in Shirebrook and beyond will then be listed.
I am looking for a conveyancing solicitor in Shirebrook for my house move. Can I review a solicitor's record with the legal regulator?
Members of the public can see documented Solicitor Regulator Association (SRA) decisions arising from inquisitions started on or after 1 January 2008. Go to Check a solicitor's record. To find records about the period before 1 January 2008, or to check a solicitors history, telephone 0870 606 2555, 08.00 - 18.00 Monday, Wednesday, Thursday, Friday and 09.30 - 18.00 Tuesday. For callers outside the UK, dial +44 (0)121 329 6800. The SRA sometimes monitor telephone calls for training requirements.
I have read on a number of online forums that before selecting a conveyancing lawyer they need approved by your bank. It happens to be my first house move but I have an offer in principle with Santander and I already have a bricks and morter conveyancing solicitor in Shirebrook lined up. Will Virgin Money require an approved conveyancer to be selected? If so, where do I find that list for my conveyancing in Shirebrook?
You need to instruct a solicitor that is on the Virgin Money panel. Simply ring your preferred Shirebrook conveyancing solicitor and ask if they are on the Virgin Money panel. If they are not approved you have a couple of options available to you here:
- Proceed with your preferred Shirebrook property lawyer but Virgin Money will undoubtedly use a solicitor from their approved list. The net result is additional cost together with probable interruption.
- Appoint a new solicitor to conduct the conveyancing, ensuring that they are on the Virgin Money conveyancing panel.
- Appeal to your solicitor to apply to join the bank panel.