Can the conveyancing lawyers to be found on your site carry out auction conveyancing in Edwinstowe?
We know of a number of auction practitioners we can connect you with those specialising in auction conveyancing. Edwinstowe is one of the many locations where our lawyers have a presence.
What does my ID and proof of funds have anything to do with my conveyancing in Edwinstowe? Why is this being asked of me?
In order to comply with Money Laundering Regulations any Edwinstowe conveyancing firm will require evidence of your identity in all conveyancing transactions. This is normally satisfied by provision of a passport and an original bank statement or utility bill showing where you reside.
Under Money Laundering Regulations, property lawyers are required to validate not just the identity of conveyancing clients but also the origin of monies that they receive in respect of any matter. Refusal to disclose this may lead to your conveyancer cancelling their retainer with you, as clearly this will cause a conflict between the set Regulations and a refusal to disclose.
Your conveyancers will have an obligation to inform the relevant authorities should they consider that any amounts received by them may contravene the Money Laundering Regulations.
My uncle passed away last year and as sole heir and executor I was left the property in Edwinstowe. The house had a relatively small loan remaining of approximately £5k. I want to have the title changed into my name whilst I re-mortgage to Yorkshire BS, pay off the mortgage. Is this possible?
Where you intend to refinance then Yorkshire BS will require that you use a conveyancer on the Yorkshire BS conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Yorkshire BS conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Yorkshire BS mortgage is registered as a charge at the Land Registry.
Do I find a Licenced Conveyancer or Solicitor for conveyancing in Edwinstowe?
There are two types of lawyers who can carry out conveyancing in Edwinstowe namely licenced conveyancers or solicitors. The two can provide the legal services that required to complete the disposal or acquisition of property. Both are duty bound to carry out Edwinstowe conveyancing to the same quality and guidelines so you may be safe in the knowledge that your conveyancing will be professionally conducted and that all requisite steps will be correctly followed.
My wife and I buying a terrace house in Edwinstowe. We would like to an extension at the rear at the house.Will legal work on the property include investigations to ascertain if these alterations are permitted?
Your property lawyer will review the deeds as conveyancing in Edwinstowe will on occasion identify restrictions in the title documents which prevent certain works or need the consent of another owner. Some additions call for local authority planning permissions and approval under the building regulations. Some locations are designated conservation areas and special planning restrictions apply which often prevent or affect extensions. It would be sensible to check these things with a surveyor ahead of any purchase.
I have today made my last payment due on my mortgage with UBS. I assume I don't need a Edwinstowe lawyer on the UBS panel to remove the mortgage at the Land Registry. Please confirm.
If you have finished paying off your UBS mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the UBS mortgage from the register. UBS, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where UBS has sent the Land Registry the discharge electronically, and
- UBS has instructed the Land Registry to do so
We are purchasing a property and the conveyancer has mentioned Chancel Repair to which the property could be obligated to contribute to as it falls into the area of such a church. She has recommended insurance. Is this strictly required for conveyancing in Edwinstowe
Unless a prior purchase of the house completed after 12 October 2013 you can expect lawyers handling conveyancing in Edwinstowe to continue to suggest a chancel search and or insurance against a claim.