What does a local search reveal concerning the property I am buying in Retford?

Retford conveyancing often starts with the ordering local authority searches directly from your local Authority or through a personal search organisations such as Searches UK The local search is essential in every Retford conveyancing purchase; that is if you don’t want any unpleasant once you have moved into your new home. The search will provide information on, amongst other things, details on planning applications relevant to the property (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of 13 topic areas.

I am buying a new build house in Retford with a loan from Nottingham Building Society. The builders would not move on the price so I negotiated £7000 of extras instead. The estate agent suggested that I not disclose to my conveyancer about this extras as it may adversely affect my mortgage with Nottingham Building Society. Should I keep quiet?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

Yesterday I discovered that there is a flying freehold element on a house I put an offer in last month in what should have been a simple, chain free conveyancing. Retford is the location of the property. Is there any advice you can give?

Flying freeholds in Retford are rare but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Retford you would need to get your solicitor to go through the deeds thoroughly. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Retford may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.

I have been recommended by two or three local estate agents in Retford to locate a property lawyer using your seach tool. Is there a financial upside for Estate Agents to recommend your site over and above alternative conveyancing organisations?

We refuse to give any financial incentive for sending work in our direction. We found it would be just too difficult a fee because home movers will think, ‘Why is the agent getting a kickback? Why aren’t I getting any benefit too?’ We would prefer to grow our business on genuine recommendations.

I am a fortnight into a residential purchase having been directed to a firm by the local agent to handle our conveyancing in Retford. I am am extremely frustrated with the level of service. Could you help me find new conveyancers?

A solicitor would have to be very poor to suggest changing them. Has your loan offer been issued? If so you need to advise them of the new contact details and have the mortgage documents are issued to the new lawyers. Your solicitor ideally should be on the mortgage company panel to avoid added charges and frustration. So that should be your first question of the new lawyers. Our search tool should assist you in finding a lender approved lawyer for your home move in Retford