We were just about to sign contracts for a property in Clarborough. We have hit a problem. Our mortgage offer with Godiva Mortgages Ltd expires on 15/4/2026 but the owners are putting forward a completion date of 17/4/2026. Can one prolong the loan offer?

The best person to deal with your question is your lawyer who is in a position to determine whether they corresponding with the mortgage company, owner’s solicitors, estate agents or possibly all three taking into account the circumstances your transaction to date.

About to purchase a new build flat in Clarborough. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build legal work.

Here are examples of a few leasehold new build questions that you can expect your new-build leasehold conveyancing in Clarborough

Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier? Please confirm the Lease plans are surveyor prepared. Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents. The Vendor must covenant to keep unoccupied units in good repair until long leases are granted therefore. Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified.

I am looking for a ground for flat up to £235,500 and found one near me in Clarborough I like with amenity areas and railway links in the vicinity, however it only has 61 remaining years left on the lease. There is not much else in Clarborough for this price, so just wondered if I would be making a mistake buying a short lease?

If you need a mortgage that many years will be problematic. Reduce the price by the amount the lease extension will cost if it has not already been discounted. If the existing owner has owned the premises for at least twenty four months you can ask them to start the process of the extension and pass it to you. You can add 90 years to the current lease term with a zero ground rent applied. You should speak to your conveyancing lawyer regarding this.

I need to find a conveyancing solicitor for purchase conveyancing in Clarborough. I've chance upon a web site which appears to be the perfect answer If it is possible to get all this stuff completed via phone that would be ideal. Should I be concerned? What are the potential pitfalls?

As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?

Having checked my lease I have discovered that there are only 72 years remaining on my lease in Clarborough. I need to extend my lease but my landlord is can not be found. What should I do?

On the basis that you qualify, under the Leasehold Reform, Housing and Urban Development Act 1993 you can apply to the County Court for an order to dispense with the service of the initial notice. This will mean that your lease can be lengthened by the Court. You will be obliged to prove that you or your lawyers have made all reasonable attempts to find the landlord. On the whole an enquiry agent would be useful to carry out a search and prepare an expert document which can be used as evidence that the landlord is indeed missing. It is advisable to get professional help from a conveyancer both on devolving into the landlord’s disappearance and the vesting order request to the County Court covering Clarborough.

I acquired a garden flat in Clarborough, conveyancing was carried out in 1999. How much will my lease extension cost? Comparable flats in Clarborough with over 90 years remaining are worth £201,000. The ground rent is £45 per annum. The lease ends on 21st October 2090

With just 64 years left to run we estimate the premium for your lease extension to span between £14,300 and £16,400 as well as plus your own and the landlord's "reasonable" professional fees.

The suggested premium range above a general guide to costs for renewing a lease, but we are not able to advice on a more accurate figure in the absence of comprehensive due diligence. You should not use this information in a Notice of Claim or as an informal offer. There may be other concerns that need to be considered and you obviously should be as accurate as possible in your negotiations. You should not move forward placing reliance on this information before getting professional advice.