It is a dozen years since I bought my home in Bawtry. Conveyancing lawyers have recently been retained on the sale but I can't locate my title deeds. Is this a major issue?
Don’t worry too much. Firstly there is a possibility that the deeds will be retained by the lender or they may be archived with the lawyers who acted in the purchase. Secondly in most cases the title will be recorded at the land registry and you will be able to establish that you are the registered owner by your conveyancing solicitors procuring current official copies of the land registers. Most conveyancing in Bawtry involves registered property but in the unlikely event that your home is unregistered it is more of a problem but is not insurmountable.
Due to the input of my in-laws I had a survey completed on a property in Bawtry ahead of retaining solicitors. I have been told that there is a flying freehold element to the house. The surveyor advised that some lenders tend not grant a mortgage on this type of house.
It depends who your proposed lender is. Santander has different instructions from Nationwide. Should you wish to telephone us we can check with the relevant lender. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Bawtry. Conveyancing will be smoother if you use a solicitor in Bawtry especially if they are acquainted with such properties in Bawtry.
Do I need to be concerned by third parties that I am dealing with are suggesting a nationwide conveyancing firm as opposed to a local Bawtry conveyancing practice?
As with many service providers, often recommendations from relatives can be extremely useful or valuable. Yet there are lots of players in a conveyancing deal; estate agents, mortgage brokers and mortgage companies might all suggest conveyancers to choose. Sometimes the solicitors might be known to one of the organisations as experts in their field, but sometimes there might be a financial incentive behind the endorsement. You are free to choose your own conveyancer. However, bear in mind that the majority of banks operate an approved list of law firms you have to use for the lender related work in your home move.
I am using a search engine for the words cheap conveyancing in Bawtry it reveals many solicitorsin the area. With so much choice what is the best way to find the suitable conveyancing solicitor for purchase transaction?
The ideal way of choosing the right conveyancer is via personal recommendation, so enquire of colleagues and relatives who have acquired a property in Bawtry or a respected estate agent or financial adviser. Charges for conveyancing in Bawtry vary, so it's sensible to request at least four fee calculations from different property lawyers. Make sure that you clarify that the costs are assured not to rise.
We are in the process of buying a property in Bawtry. Can our property lawyer have our purchase price confidential from the likes of Rightmove. Is this possible and how?
HMLR are legally obliged to specify price paid data on the official title for residential properties nationwide including premises in Bawtry. The register of ownership is a public document, so HM Land Registry would be breaking the law if they did not permit access to the register.
In essence you can make a request of the Land Registry to withhold the price paid data but the response would be in the negative.