Me and my fiance are planning to acquire a 3 bedroom flat in Lound with a mortgage. We like our Lound solicitor, but the mortgage company advise she’s not on their "panel". It seems we have little option but to use one of the bank panel firms or retain our Lound solicitor as well as pay for one of their panel firms to represent them. This seems very unfair; can we not require that the mortgage company use our Lound solicitor ?

No, not really. The mortgage offered to you is subject to its terms and conditions, one of which will be that lawyers will on the bank’s conveyancing panel. Until recently, most lenders had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. A further alternative is for your Lound conveyancing lawyer to apply to be on the conveyancing panel.

Why do I have to pay up front for my conveyancing in Lound?

If you are buying a property in Lound your solicitor will request that you put them with funds to cover the the cost of the conveyancing searches. Ordinarily this is needed to cover the fees of the Local Authority Search. When the down payment is payable against the sale price then this should be required shortly ahead of exchange of contracts. Any further balance that is needed will be payable a couple of days prior to the completion date.

My business partner and I are wishing to take over a lease of a shop on a shopping parade. Can you recommend solicitors offering competitive costs for commercial conveyancing in Lound for below £1,200?

We are happy to recommend firms who host a wealth of experience of commercial conveyancing in Lound, including the disposal and acquisition of businesses as well as simply property. Whether you are looking to buy or dispose of a shop, pub, restaurant, office, retail premises or a whole business we will put you in touch with the right solicitor. As for the costs this will depend on the structure and terms of the proposed transaction. Let us have your contact information or phone so as to enable us to furnish you with a detailed commercial conveyancing quote.

My husband and I are FTB’s - had an offer accepted, but the agent informed us that the vendor will only issue a contract if we instruct the agent's chosen lawyers as they want an ‘expedited deal’. Our preferred option is to instruct a high street conveyancer used to conveyancing in Lound

We suspect that the owner is not behind this demand. If they require ‘a quick sale', turning down a motivated purchaser is likely to cause more damage than good. Bypass the agents and go straight to the owners and make sure they comprehend that (a)you are motivated buyers (b)you are ready to progress, with mortgage lined up © you do not need to sell (d) you intend to proceed fast (e)however you are going to appoint your own,trusted Lound conveyancing solicitors - as opposed tothe ones that will give their negotiator at the agency a commission or meet his conveyancing thresholds demanded by HQ.

Our conveyancing in Lound is set to complete next Friday, however the sellers I am buying from wishes to move out the next day at midday. Do I agree to such a idea?

In situations where you need a bank loan then your property lawyer will demand that you have vacant possession on Friday - the bank will compel it.