Are the Grove conveyancing solicitors identified as being on the Virgin Money conveyancing panel, together with their details provided by Virgin Money?
Grove conveyancing firms themselves provide us confirmation that they are on the Virgin Money conveyancing panel as opposed to being supplied with a list from Virgin Money directly.
A relative advised me that in buying a property in Grove there could be a number of restrictions affecting the ability to carry out external alterations to a property. Is this right?
We are aware of anumerous of properties in Grove which have some sort of restriction or requirement of consent to external changes. Part of the conveyancing in Grove should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
Are all Grove Conveyancing Quality Solicitors on the Co-operative conveyancing list of approved practices?
It is true that some lenders now use CQS as the starting point for Panel approval such as HSBC and Santander. CQS accreditation however gives no guarantee to lender panel acceptance. Nevertheless,the CML have indicated that it is likely to become a pre-requisite for solicitors wishing to join their panels.
My partner and I are in the process of looking at houses in Grove and I am about to put in an offer. Should I already have a conveyancer in place at this point? I am planning to take a home loan with Co-operative.
It would be wise to start your search sooner rather than later. After you have chosen your lawyer and once your offer is accepted you can instruct them to work for you and pass their contact information on to the EA. As you are obtaining a mortgage with Co-operative, make sure you remember to check that your lawyer is on the Co-operative conveyancing panel.
I opted to have a survey completed on a property in Grove prior to appointing conveyancers. I have been told that there is a flying freehold element to the house. Our surveyor advised that some lenders may not grant a loan on a flying freehold property.
It depends who your proposed lender is. HSBC has different instructions for example to Nationwide. Should you wish to telephone us we can look into this further with the appropriate lender. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Grove. Conveyancing will be smoother if you use a solicitor in Grove especially if they are accustomed to such properties in Grove.
As co-executor for the will of my grandmother I am disposing of a property in Newport but I am based in Grove. My solicitor (based 300 miles from merequires that I execute a stat dec ahead of completion. Can you recommend a conveyancing lawyer in Grove who can witness and place their company stamp on the document?
Technically speaking you should not need to have the documents witnessed by a conveyancing solicitor. Ordinarily any notary public or solicitor will be fine regardless of whether they are Grove based
My wife and I purchased a leasehold house in Grove. Conveyancing and Coventry Building Society mortgage went though with no issue. A letter has just been received from someone saying they have taken over the freehold. It included a demand for arrears of ground rent dating back to 1998. The conveyancing solicitor in Grove who acted for me is not around. Do I pay?
First make enquiries of the Land Registry to be sure that this person is indeed the registered owner of the freehold reversion. You do not need to instruct a Grove conveyancing solicitor to do this as it can be done on-line for less than a fiver. Rest assured that regardless, even if this is the rightful freeholder, under the Limitation Act 1980 the limitation period for recovery of ground rent is six years.
Grove Leasehold Conveyancing - A selection of Questions you should ask Prior to Purchasing
The best form of lease arrangement is a share of the freehold. In this scenario the leaseholders enjoy control and even though a managing agent is often employed where the building is larger than a house conversion, the managing agent acts for the leaseholders themselves. What restrictions are there in the Grove Lease?