The Grove conveyancing firm that I recently instructed on my house acquisition in Grove have suddenly shut down. I chose them because I needed a lawyer on the Virgin Money conveyancing panel and my family Grove lawyer was not. I paid them money on account. What are my options?
Assuming that you have an Estate Agent in the equation then inform them straight away so that they can let the sellers know that there may be a slight delay due to reasons beyond your control. Hopefully they will be sympathetic and urge their lawyer to send a new set of papers to your new solicitors. You will need to appoint new lawyers that are on the Virgin Money conveyancing panel and notify the lender. If you have paid over any money, it will hopefully be held by the SRA as money in an intervened firm's bank accounts is transferred to the SRA. Then, the SRA or the intervention agent looks at the intervened firm's accounts to work out who the money belongs to. To claim your money you will need to contact the SRA. If the SRA cannot return money you are owed from the firm's bank accounts, or if they can only return part of the money, you can apply to the Compensation Fund for a grant. Your new lawyers may be able to help.
My stepmother advised me that in buying a property in Grove there may be various restrictions limiting what one can do in terms of external alterations to the property. Is this right?
We are aware of a number of properties in Grove which have some sort of restriction or requirement of consent to carry out external alterations. Part of the conveyancing in Grove should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
I am buying a property in Grove. An unusual aspect is that the roof has a solar panel. Solicitors conducting should look into this right? Will my lender Virgin Money be concerned?
As your lender is Virgin Money your lawyer must follow the formal requirements contained in Part two of UK Finance Lenders’ Handbook for Virgin Money. The CML Handbook stipulates minimum specifications for solar panel roof-space leases, and property lawyers are required to report to Virgin Money where a lease fails to comply with these conditions. The conditions relate to the installation of panels on properties nationwide and is not restricted to Grove.
Intending to buy a house in Grove. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Building Society if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Virgin Money conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Grove lawyer is on the Virgin Money conveyancing panel.
Just bought a semi-detached house in Grove , how long will it take for the Land Registry to record the transfer to my name? My Grove conveyancing solicitor works at snail pace, so I want to check that my purchase is registered.
As far as conveyancing in Grove registration is no quicker or slower than anywhere else in England and Wales. As opposed to being determined by geographic area, timeframes can adjust according to the party submitting the application, whether it is in order and whether the Land registry communicate with any interested parties. Currently in the region of three quarters of such applications are fully dealt with in less than three weeks but occasionally there can be longer delays. Historically registration takes place after the new owner has moved in to the property so registration formalities is not usually an essential issue but where there is a degree of urgency associated with the registration then you or your lawyers must communicate with the Registry to express the reasoning for an expedited registration.
Due to the advice of my in-laws I had a survey completed on a property in Grove before instructing solicitors. I have been told that there is a flying freehold aspect to the property. Our surveyor advised that some lenders may not grant a loan on a flying freehold home.
It depends who your proposed lender is. HSBC has different requirements from Nationwide. Should you wish to telephone us we can check with the appropriate bank. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Grove. Conveyancing may be slightly more expensive based on your lender's requirements.
I am downsizing from my property. My past lawyers have shut. It would be helpful to have a recommendation of a conveyancing firm. Im based in Grove if that makes things easier.
You should use our search tool to help you choose a solicitor for your conveyancing in Grove. We have connected thousands of home buyers and sellers with lender approved solicitors to ensure that the legalities of their house move runs with a minimum of fuss.