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Find a Todwick Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Todwick? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Todwick home move at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Todwick conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Todwick

It is 10 years ago since I acquired my property in Todwick. Conveyancing lawyers have recently been appointed on the sale but I can't find my title documents. Will this jeopardise the sale?

You need not be too concerned. Firstly there is a chance that the deeds will be kept by the lender or they may be in the possession of the conveyancers who handled the purchase. Secondly the chances are that the property will be registered at the land registry and you will be able to prove you are the registered owner by your conveyancing lawyers acquiring current official copies of the land registers. Almost all conveyancing in Todwick relates to registered property but in the unlikely event that your home is not registered it is more tricky but is not insurmountable.

I have been referred to a conveyancing solicitor in Todwick. I I am struggling to find out if they are on the Halifax approved list of lawyers. Can you assist?

The first thing you should do is call the solicitor and enquire whether they are on the lender panel. Otherwise you should get in touch with Halifax who may be able to assist.

Two weeks ago we had a mortgage agreed in principle with Clydesdale. Todwick conveyancing lawyers are selected. How long does it take for Clydesdale to forward the offer to the conveyancing practitioner?

Some lenders take longer than others. Have Clydesdale done the survey? Have you informed Clydesdale as to your lawyers' details and checked that your lawyers are on the Clydesdale conveyancing panel? It is not unusual for a mortgage offer to take a month to come through.

I recently had an offer accepted on a house in Todwick. My mortgage broker pressured me to appoint their conveyancing practitioner. I paid an upfront payment of £150. A couple of days later, the conveyancing practitioner called me embarrassingly acknowledging that they were not on the Leeds Building Society conveyancing panel. Am I right in thinking that I should be due a refund?

You should be able to recover this from the law firm if they were not on the Leeds Building Society panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.

Having digested plenty of mortgage guides, I note that it is considered advisable to get your house surveyed prior to buying it. When I asked my local Todwick solicitor - who is on the UBS conveyancing panel - on this she said they don't do this and I need to contract an independent surveyor. is that correct?

UBS will need an independent valuation of the property. Your lawyer will not arrange this. Usually UBS will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. You may wish to consider appointing your own Todwick surveyor to carry out a survey or prepare a home buyers report on the property. It is up to you to satisfy yourself that the property is structurally sound before you buy it. If the survey or report reveals that building work is needed, you should tell your solicitor. You may wish to renegotiate with the seller.

Am I better off to instruct a Todwick conveyancing solicitor based in the area that I am buying? An old friend can deal with the legal formalities but they are based a couple of hundredmiles away.

The primary upside of using a high street Todwick conveyancing practice is that you can attend the office to sign documents, present your identification documents and pester them if necessary. They will also have local insight which is a plus. That being said nothing is more important than finding someone that will pull out all the stops for you. If other friends have instructed your friend and on the whole were content that must outweigh using an unknown Todwick conveyancing lawyer solely due to them being Todwick based.

Are all Todwick law firms on every lender conveyancing panel?

You can use our search tool or you can go into your local lender branch in Todwick. Chances are that they will know some good conveyancing solicitors in Todwick

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