It is a dozen years since I acquired my house in Killamarsh. Conveyancing lawyers have recently been appointed on the sale but I can't find the title documents. Will this cause complications?
Don’t worry too much. First there is a chance that the deeds will be with your mortgage company or they could be in the possession of the conveyancers who acted in your purchase. Secondly the chances are that the title will be registered at the land registry and you will be able to establish that you are the registered owner by your conveyancing lawyers procuring up to date copy of the land registers. Most conveyancing in Killamarsh relates to registered property but in the rare situation where your home is not registered it is more problematic but is resolvable.
I have been referred to a conveyancing solicitor in Killamarsh. I I am struggling to find out whether they are on the The Mortgage Works approved list of lawyers. Can you advise?
The first thing you should do is phone the lawyer and ask them if they can act for the bank. Otherwise you should call The Mortgage Works who may be able to assist.
My colleague advised me that where I am purchasing in Killamarsh I should carry out a Neighbourhood, Planning and Local Amenity Search. What does it cover?
This is a search is occasionally quoted for as part of the standard Killamarsh conveyancing searches. It is not a small document of more than thirty pages, listing and detailing significant information about Killamarsh around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the Killamarsh Housing Market, Council Tax Banding, the type of People living in the area, the dominant type of Housing, the Average House Prices, Crime details, Killamarsh Education with plans and statistics, Local Amenities and other useful data about Killamarsh.
I have recentlybeen informed that Action Conveyancing have been shut down. They carried out my conveyancing in Killamarsh for a purchase of a freehold house 10 months ago. How can I establish that the property is in my name in the name of the previous owner?
The quickest method to check if the premises is in your name, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Killamarsh conveyancing specialists.
I've recently found out that there is a flying freehold issue on a house I have offered on a fortnight ago in what should have been a straight forward, chain free conveyancing. Killamarsh is where the house is located. What do you suggest?
Flying freeholds in Killamarsh are rare but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Killamarsh you would need to get your solicitor to go through the deeds very carefully. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Killamarsh may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.