I am expecting a mortgage with Halifax. I intend to instruct a Licensed Conveyancer in Snaith. Does the Halifax Solicitor panel include Licensed Conveyancers?

The Halifax conveyancing panel is, like many other lenders, associated to the Council or Mortgage Lenders or Building Society Association, open to Licensed Conveyancers regulated by the Council of Licensed Conveyancers.

My brother-in-law has suggested I instruct a conveyancing solicitor in Snaith. I I would like to check whether they are on the Clydesdale conveyancing panel. Could you advise?

The first thing to do is phone your conveyancer and ask them if they can act for the lender. Alternatively you should call Clydesdale who may be able to confirm.

I used Wolstenholmes several years past for my conveyancing in Snaith. I now require my file but the law firm is no longer operating. What do I do?

You should call the Solicitors Regulatory Authority (SRA) to assist in tracking down your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Snaith of the conveyancing firm of solicitors you previously used, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.

About to purchase a new build flat in Snaith. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build legal work.

Set out below is a sample of a few leasehold new build questions that you may expect your new-build leasehold conveyancing in Snaith

The Vendor must covenant to keep unoccupied units in good repair until long leases are granted therefore. Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier? Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents. The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided.

I have just appointed agents to market my garden apartment in Snaith. Conveyancing has not commenced, but I have just had a half-yearly maintenance charge invoice – what should I do?

Your conveyancing lawyer is likely to suggest that you should discharge the invoice as you normally would given that all ground rent and maintenance payments will be apportioned as part of the financial calculations for completion monies, so you should recover the relevant percentage by the purchaser for the period running from after the completion date to the next payment date. Most managing agents will not acknowledge the buyer unless the service charges have been paid and are up to date, so it is important for both buyer and seller for the seller to show that they are up to date. Having a clear account will assist your cause and will leave you no worse off financially.

Snaith Conveyancing for Leasehold Flats - A selection of Queries before buying

How many of the leaseholders are in arrears for their service charge payments? Is the freehold owned jointly by the tenants? Does this lease have more than 90 years left?