We note that you have a search directory identifying law firms on the Bank of Ireland conveyancing panel. Do companies pay you a referral fee if I appoint them for our own conveyancing in Snaith?

We are a listing service only for law firms wishing to communicate if they are on the Bank of Ireland conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Snaith.

Our lender has suggested a law firm on their panel based in Snaith but I would rather choose a conveyancing lawyer in Snaith round the corner to me. Are you able to assist?

The minority of Snaith conveyancing solicitors are listed all lender’s conveyancing panel. Do make the most of the above search tool to find a Snaith conveyancing firm on the on the mortgage company panel.

This question may be naive but I am unseasoned as a first time purchaser of a ground floor flat in Snaith. Do I pick up the keys to the property on completion from my conveyancer? If so, I will appoint a High Street conveyancing solicitor in Snaith?

On the day of completion you will not be required to go to the conveyancers office in Snaith. Your solicitors will electronically transfer the purchase money to the seller's solicitors, and shortly after the monies have arrived, you will be invited to pick up the keys from the Estate Agents and move into your new home. This tends to happen between 1 and 3pm.

Can you point me to a directory of UBS panel solicitors in Snaith on the Council of Mortgage Lender’s Website?

No. There is no such directory service on the CML or Building Society Association sites. A small selection of lenders make their panel listings visible on the web. If you are in need of a Snaith conveyancer on the UBS please use our facility.

Completion of my purchase has taken place for my property in Snaith. Conveyancing was of an acceptable standard but I would like to complain about the lender. How do I make a complaint?

Most banks and building societies have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Care Department at head office. In most cases complaints to a lender are sorted out very quickly. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR who will take matters further.

How does conveyancing in Snaith differ for newly converted properties?

Most buyers of new build or newly converted property in Snaith come to us having been asked by the seller to exchange contracts and commit to the purchase even before the house is finished. This is because house builders in Snaith typically buy the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Snaith or who has acted in the same development.

Our solicitor in Snaith is asking me for proof of ID documents saying that this forms part of his obligations as a conveyancer on the bank Solicitor panel. Can this be correct?

Due to Money Laundering Regulations your conveyancing lawyer is duty bound to confirm positively your identification when entering into a business relationship with you. It is a criminal offence if your lawyer not do this. If you do not provide ID early in the transaction the solicitor must refuse to act for you. It’s unlikely a lawyer will turn you away if you come to the first meeting without relevant ID but you will have to produce it at some point so you might as well bring it with you to the initial meeting so the lawyer can tick the ID verification box and start sorting out the conveyancing straight away. If you are getting a mortgage, your lawyer also has to check ID documents to satisfy the lender. This is not specific to conveyancing in Snaith